Side-by-side · honest numbers
RBL Bank Icon Credit Card vs YES Bank Marquee Credit Card
Honest side-by-side comparison of RBL Bank Icon Credit Card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
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Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
RBL Bank Icon Credit Card
RBL Bank
YES Bank Marquee Credit Card
YES Bank
Your adjusted comparison
| Feature | RBL Bank Icon Credit Card RBL Bank | YES Bank Marquee Credit Card YES Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹5,000 | ₹9,999 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ₹50,000/mo | ₹40,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | -₹5,780/yr | -₹10,839/yr |
| Travel | ₹3,000 → 40 pts/mo × ₹0.25/pt = ₹10/mo (₹120/yr) | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) |
| Top reward rate | 2X points/₹150 | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | Domestic lounge access · ₹35,000/quarter retail spend from Jul 2025 (same as RBL World Safari program) | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
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Holding both may not beat using only the better solo card on this spend.
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https://cardhungry.com/in/en/compare/rbl-icon-vs-yes-marqueeReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, RBL Bank Icon Credit Card leads YES Bank Marquee Credit Card by about ₹5,059/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ₹31,000/mo
₹31,000/month total spend — typical India user
Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500
| Feature | RBL Bank Icon Credit Card RBL Bank | YES Bank Marquee Credit Card YES Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹5,000 | ₹9,999 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ₹50,000/mo | ₹40,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | -₹5,780/yr | -₹10,839/yr |
| Travel | ₹3,000 → 40 pts/mo × ₹0.25/pt = ₹10/mo (₹120/yr) | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) |
| Top reward rate | 2X points/₹150 | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | Domestic lounge access · ₹35,000/quarter retail spend from Jul 2025 (same as RBL World Safari program) | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- RBL Bank Icon Credit Card has the lowest annual fee at ₹5,000.
- Which card earns more on moderate spend?
- RBL Bank Icon Credit Card leads with an estimated -₹5,780/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- YES Bank Marquee Credit Card lists a minimum monthly income of ₹40,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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