Which card has the lower annual fee?

RBL Bank ShopRite has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.

Which card has the lower income requirement?

RBL Bank ShopRite lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

RBL Bank ShopRite vs SBI Cashback Credit Card

Honest side-by-side comparison of RBL Bank ShopRite, SBI Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Cashback Credit Card leads RBL Bank ShopRite by about ₹6,290/yr in estimated net value.

RBL Bank ShopRite vs SBI Cashback Credit Card comparison table
Feature	RBL Bank ShopRite RBL Bank	SBI Cashback Credit Card SBI Card
Annual fee	₹0	₹999
Min income (monthly)	₹15,000	₹25,000
Top reward rate	5% on first ₹1,000/mo	5%
Net annual value (moderate spend)	₹460/yr	₹6,750/yr
Secured / FD-backed	No	No
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: RBL Bank ShopRite has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.
Which card has the lower income requirement?: RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank	SBI CardGold SBI Cashback Credit Card •••• •••• •••• 4242 Quick facts SBI Cashback Credit Card Top reward5% Annual fee₹999 Min income₹25,000/mo Tap to flip back SBI Cashback Credit Card SBI Card
Annual fee	₹0	₹999
Min income	₹15,000	₹25,000
Top reward rate	5% on first ₹1,000/mo	5%
Net value (moderate)	₹460/yr	₹6,750/yr
Secured / no bureau	Standard	Standard
Signup bonus	—	—

RBL Bank ShopRite details →SBI Cashback Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More RBL Bank ShopRite comparisons