Which card has the lower annual fee?

SBI SimplySAVE has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI SimplySAVE lists a minimum monthly income of ₹18,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

RBL World Safari vs SBI BPCL Octane vs SBI SimplySAVE

Honest side-by-side comparison of RBL World Safari, SBI BPCL Octane, SBI SimplySAVE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of SBI SimplySAVE by about ₹4,089/yr.

RBL World Safari vs SBI BPCL Octane vs SBI SimplySAVE comparison table
Feature	RBL World Safari RBL Bank	SBI BPCL Octane SBI Card	SBI SimplySAVE SBI Card
Annual fee	₹3,000	₹1,499	₹499
Min income (monthly)	₹50,000	₹30,000	₹18,000
Top reward rate	4X points	25X points	10 RP/₹100
Net annual value (moderate spend)	₹2,248/yr	₹9,570/yr	₹5,481/yr
Secured / FD-backed	No	No	No
Signup bonus	₹3,000	₹6,000	₹2,000

Frequently asked questions

Which card has the lower annual fee?: SBI SimplySAVE has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI SimplySAVE lists a minimum monthly income of ₹18,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	RBL BankPlatinum RBL World Safari •••• •••• •••• 4242 Quick facts RBL World Safari Top reward4X points Annual fee₹3,000 Min income₹50,000/mo Tap to flip back RBL World Safari RBL Bank	SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card	SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card
Annual fee	₹3,000	₹1,499	₹499
Min income	₹50,000	₹30,000	₹18,000
Top reward rate	4X points	25X points	10 RP/₹100
Net value (moderate)	₹2,248/yr	₹9,570/yr	₹5,481/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹3,000	₹6,000	₹2,000

RBL World Safari details →SBI BPCL Octane details →SBI SimplySAVE details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More RBL World Safari comparisons