CardHungry

Side-by-side · honest numbers

RBL World Safari vs SBI Cashback Credit Card

Honest side-by-side comparison of RBL World Safari, SBI Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

RBL World Safari

RBL Bank

SBI Cashback Credit Card

SBI Card

Your adjusted comparison

Feature
RBL World Safari credit card

RBL World Safari

RBL Bank

SBI Cashback Credit Card

SBI Cashback Credit Card

SBI Card

Fees & eligibility
Annual fee₹3,000₹999
Fee waiver thresholdNo waiver publishedWaived at ₹2,00,000/yr spend
Min income₹50,000/mo₹25,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹2,052/yr₹5,520/yr
Online shopping—₹8,000 × 5% = ₹400/mo (₹4,800/yr) · issuer max ₹2,000/mo
Travel₹3,000 → 80 pts/mo × ₹0.30/pt = ₹24/mo (₹288/yr)—
Top reward rate4X points5%
Primary reward capNo monthly cap published₹2,000 rewards/mo cap
Perks & restrictions
Lounge access2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarterNone
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Rent · WalletFuel · Utilities · Insurance · Rent · Wallet loads
Bonuses
Signup bonus₹3,000—

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

RBL World Safari details →SBI Cashback Credit Card details →

Share this comparison

https://cardhungry.com/in/en/compare/rbl-world-safari-vs-sbi-cashback

Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Cashback Credit Card leads RBL World Safari by about ₹7,572/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

RBL World Safari vs SBI Cashback Credit Card comparison table
FeatureRBL World Safari

RBL Bank

SBI Cashback Credit Card

SBI Card

Fees & eligibility
Annual fee₹3,000₹999
Fee waiver thresholdNo waiver publishedWaived at ₹2,00,000/yr spend
Min income₹50,000/mo₹25,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹2,052/yr₹5,520/yr
Online shopping—₹8,000 × 5% = ₹400/mo (₹4,800/yr) · issuer max ₹2,000/mo
Travel₹3,000 → 80 pts/mo × ₹0.30/pt = ₹24/mo (₹288/yr)—
Top reward rate4X points5%
Primary reward capNo monthly cap published₹2,000 rewards/mo cap
Perks & restrictions
Lounge access2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarterNone
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Rent · WalletFuel · Utilities · Insurance · Rent · Wallet loads
Bonuses
Signup bonus₹3,000—

Frequently asked questions

Which card has the lower annual fee?
SBI Cashback Credit Card has the lowest annual fee at ₹999.
Which card earns more on moderate spend?
SBI Cashback Credit Card leads with an estimated ₹5,520/yr net annual value on moderate spend.
Which card has the lower income requirement?
SBI Cashback Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

More RBL World Safari comparisons