Which card has the lower annual fee?

SBI SimplyCLICK has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

RBL World Safari leads with an estimated ₹2,248/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI SimplyCLICK lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

RBL World Safari vs SBI SimplyCLICK

Honest side-by-side comparison of RBL World Safari, SBI SimplyCLICK — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, RBL World Safari leads SBI SimplyCLICK by about ₹467/yr in estimated net value.

RBL World Safari vs SBI SimplyCLICK comparison table
Feature	RBL World Safari RBL Bank	SBI SimplyCLICK SBI Card
Annual fee	₹3,000	₹499
Min income (monthly)	₹50,000	₹20,000
Top reward rate	4X points	10X points
Net annual value (moderate spend)	₹2,248/yr	₹1,781/yr
Secured / FD-backed	No	No
Signup bonus	₹3,000	₹500

Frequently asked questions

Which card has the lower annual fee?: SBI SimplyCLICK has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: RBL World Safari leads with an estimated ₹2,248/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI SimplyCLICK lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	RBL BankPlatinum RBL World Safari •••• •••• •••• 4242 Quick facts RBL World Safari Top reward4X points Annual fee₹3,000 Min income₹50,000/mo Tap to flip back RBL World Safari RBL Bank	SBI CardGold SBI SimplyCLICK •••• •••• •••• 4242 Quick facts SBI SimplyCLICK Top reward10X points Annual fee₹499 Min income₹20,000/mo Tap to flip back SBI SimplyCLICK SBI Card
Annual fee	₹3,000	₹499
Min income	₹50,000	₹20,000
Top reward rate	4X points	10X points
Net value (moderate)	₹2,248/yr	₹1,781/yr
Secured / no bureau	Standard	Standard
Signup bonus	₹3,000	₹500

RBL World Safari details →SBI SimplyCLICK details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More RBL World Safari comparisons