Which card has the lower annual fee?

SBI SimplyCLICK has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI SimplyCLICK lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SBI Cashback Credit Card vs SBI SimplyCLICK vs YES Bank Marquee Credit Card

Honest side-by-side comparison of SBI Cashback Credit Card, SBI SimplyCLICK, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Cashback Credit Card ranks first for estimated net annual value — ahead of SBI SimplyCLICK by about ₹4,969/yr.

SBI Cashback Credit Card vs SBI SimplyCLICK vs YES Bank Marquee Credit Card comparison table
Feature	SBI Cashback Credit Card SBI Card	SBI SimplyCLICK SBI Card	YES Bank Marquee Credit Card YES Bank
Annual fee	₹999	₹499	₹999
Min income (monthly)	₹25,000	₹20,000	₹40,000
Top reward rate	5%	10X points	4 RP/₹150
Net annual value (moderate spend)	₹6,750/yr	₹1,781/yr	₹204/yr
Secured / FD-backed	No	No	No
Signup bonus	—	₹500	—

Frequently asked questions

Which card has the lower annual fee?: SBI SimplyCLICK has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI SimplyCLICK lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	SBI CardGold SBI Cashback Credit Card •••• •••• •••• 4242 Quick facts SBI Cashback Credit Card Top reward5% Annual fee₹999 Min income₹25,000/mo Tap to flip back SBI Cashback Credit Card SBI Card	SBI CardGold SBI SimplyCLICK •••• •••• •••• 4242 Quick facts SBI SimplyCLICK Top reward10X points Annual fee₹499 Min income₹20,000/mo Tap to flip back SBI SimplyCLICK SBI Card	YES BankPlatinum YES Bank Marquee Credit Card •••• •••• •••• 4242 Quick facts YES Bank Marquee Credit Card Top reward4 RP/₹150 Annual fee₹999 Min income₹40,000/mo Tap to flip back YES Bank Marquee Credit Card YES Bank
Annual fee	₹999	₹499	₹999
Min income	₹25,000	₹20,000	₹40,000
Top reward rate	5%	10X points	4 RP/₹150
Net value (moderate)	₹6,750/yr	₹1,781/yr	₹204/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	₹500	—

SBI Cashback Credit Card details →SBI SimplyCLICK details →YES Bank Marquee Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More SBI Cashback Credit Card comparisons