YES Marquee vs ICICI Coral: Which Wins? (2026)
YES Marquee vs ICICI Coral compared on rewards, fees, approval criteria, and net annual value — with a real savings calculator. Winner ranked by net value on a moderate spend profile — fees and caps included. Winner ranked by net value on a moderate spend profile — fees and caps included.
Updated 6 October 2026·2 cards · 3 min scan·CardHungry
Top pick · ICICI Coral Credit Card
Net / yr
₹915
Annual fee
Free
Return
0.3%
Comparison
Net annual value · moderate spend
Comparison winner: ICICI Coral Credit Card, ₹915 per year net
ICICI Coral Credit Card
ICICI Bank
Net / yr
₹915
Fee
₹500
Top
2 RP/₹100
- ✓Wins this head-to-head — about ₹915/yr net after fees on typical spends.
- ✓Best for all spends (except fuel) — 2 RP/₹100.
ICICI Coral Credit Card
ICICI Bank
Net / yr
₹915
Fee
₹500
Top
2 RP/₹100
- ✓Wins this head-to-head — about ₹915/yr net after fees on typical spends.
- ✓Best for all spends (except fuel) — 2 RP/₹100.
YES Bank Marquee Credit Card
YES Bank
Net / yr
-₹4,939
Fee
₹4,999
Top
4X points
- ✓Strong runner-up at -₹4,939/yr net — roughly ₹5,854 behind #1 on the same spend mix.
- ✓Best for travel — 4X points.
Why the other card ranks lower
Ranked by net annual value on a moderate spend profile. Each line ties to issuer T&Cs, fees, caps, and your eligibility band. How we calculate NAV
- Strong runner-up at -₹4,939/yr net — roughly ₹5,854 behind #1 on the same spend mix.
- Best for travel — 4X points.
- Especially for yes premium relationship.
2YES Bank Marquee Credit CardYES Bank
- Strong runner-up at -₹4,939/yr net — roughly ₹5,854 behind #1 on the same spend mix.
- Best for travel — 4X points.
- Especially for yes premium relationship.
Full review →Net / yr
-₹4,939
Why each card ranks here
Ranked by net annual value on a moderate spend profile. Each line ties to issuer T&Cs, fees, caps, and your eligibility band. How we calculate NAV
- Wins this head-to-head — about ₹915/yr net after fees on typical spends.
- Best for all spends (except fuel) — 2 RP/₹100.
- Fee likely waived if you spend ₹1,50,000/yr — worth it on moderate usage.
1ICICI Coral Credit CardICICI Bank
- Wins this head-to-head — about ₹915/yr net after fees on typical spends.
- Best for all spends (except fuel) — 2 RP/₹100.
- Fee likely waived if you spend ₹1,50,000/yr — worth it on moderate usage.
Full review →Net / yr
₹915
- Strong runner-up at -₹4,939/yr net — roughly ₹5,854 behind #1 on the same spend mix.
- Best for travel — 4X points.
- Especially for yes premium relationship.
2YES Bank Marquee Credit CardYES Bank
- Strong runner-up at -₹4,939/yr net — roughly ₹5,854 behind #1 on the same spend mix.
- Best for travel — 4X points.
- Especially for yes premium relationship.
Full review →Net / yr
-₹4,939
Net value snapshot
Rewards minus annual fee on your spend profile
- #1ICICI Coral Credit Card₹915#1ICICI Coral Credit Card₹915
- #2YES Bank Marquee Credit Card-₹4,939#2YES Bank Marquee Credit Card-₹4,939
Before you apply
Neither wins for everyone
yes marquee vs icici coral — the better card depends on where you spend. Use net value on your profile, not headline rates.
Check caps & exclusions
Compare monthly reward caps and excluded categories (rent, wallet, EMI) before picking a winner.
Apply to one first
Each application triggers a CIBIL enquiry. Choose the leader for your spends, then revisit the other later.
Frequently asked questions
Yes Marquee or Icici Coral — which is better?+
Neither wins universally. Compare net annual value on your specific spends using our comparison tool. Yes Marquee may win for one profile; Icici Coral for another.
Can I apply for both cards?+
Possible, but multiple applications close together hurt approval odds. Apply to the best fit first; wait 3–6 months for a second card.
Do these cards have joining fees?+
Varies by channel and variant. See each product page on CardHungry for current joining and annual fees before applying.
How often is this comparison updated?+
Reward rates and fees are re-verified against issuer T&Cs periodically. Net value figures use CardHungry's calculator with current rules.
Is there a third card I should consider?+
Often yes. Our quiz surfaces a third option optimised for your income and spends — not just these two.
Full written guide
Methodology, tables, eligibility & fine print · ~8 min read
Full written guide
Methodology, tables, eligibility & fine print · ~8 min read
YES Bank Marquee Credit Card vs ICICI Coral Credit Card — which credit card is better in 2026? This in-depth comparison covers reward rules, monthly caps, exclusions, annual fees, forex costs, eligibility, and net annual value across light, moderate, and heavy spend profiles. No sponsored ranking: every number comes from CardHungry's transparent calculator.
On this page
- At-a-glance table
- Net value by spend
- Reward rules
- Benefits
- YES Bank Marquee Credit Card
- ICICI Coral Credit Card
- Exclusions compared
- Who should pick which
- Spend scenarios
- Before you apply
At-a-glance comparison
| Factor | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Issuer | YES Bank | ICICI Bank |
| Annual fee | ₹4,999 | ₹500 |
| Fee waiver | ₹10,00,000/yr spend | ₹1,50,000/yr spend |
| Min income | ₹40,000/mo | ₹30,000/mo |
| Lounge | None | 4 railway lounge visits per year + 1 domestic airport lounge visit per quarter |
| Top reward | 4X points | 2 RP/₹100 |
| Forex markup | 1% | 3.5% |
| Secured option | No | No |
| Moderate NAV winner | ICICI Coral Credit Card | — |
Net annual value by spend profile
| Profile | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Light spender net value | -₹5,459 | ₹540 |
| Moderate spender net value | -₹4,939 | ₹915 |
| Heavy spender net value | -₹3,819 | ₹1,410 |
Reward rules compared
| Rule | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Reward rule 1 | travel: 4X | utilities: 1.5X |
| Reward rule 2 | all: 2X | all: 3X |
Benefits compared
YES Bank Marquee Credit Card
- Lounge access
- Travel insurance
- Reward points
ICICI Coral Credit Card
- 2 RP per ₹100
- Railway lounge
- Movie discounts
YES Bank Marquee Credit Card — full breakdown
YES Bank Marquee Credit Card
Issuer: YES Bank · Tier: Platinum · Annual fee: ₹4,999
Travel companion
Eligibility snapshot
- Min monthly income (salaried): ₹40,000
- Secured / FD-backed: No — standard unsecured
Reward structure
- travel: 4X points
- all: 2X points
Headline highlight: 4X points on Travel
Net value estimate (moderate spend profile)
- Gross annual rewards: ₹1,080
- Annual fee: −₹5,899
- Forex markup cost (est.): −₹120 (1% on international spends)
- Net annual value: -₹4,939 (-1.33% effective return)
Key benefits
- Lounge access
- Travel insurance
- Reward points
Exclusions & fine print
Typically excluded or reduced: EMI, Fuel, Rent.
Best for: YES premium relationship · Lounge + travel
Read full YES Bank Marquee Credit Card review with spend simulator →
ICICI Coral Credit Card — full breakdown
ICICI Coral Credit Card
Issuer: ICICI Bank · Tier: Gold · Annual fee: ₹500
Mid-tier ICICI
Eligibility snapshot
- Min monthly income (salaried): ₹30,000
- Secured / FD-backed: No — standard unsecured
Reward structure
- utilities: 1.5X points
- all: 3X points
Headline highlight: 2 RP/₹100 on All spends (except fuel)
Net value estimate (moderate spend profile)
- Gross annual rewards: ₹1,335
- Annual fee: −₹0
- Forex markup cost (est.): −₹420 (3.5% on international spends)
- Net annual value: ₹915 (0.25% effective return)
Key benefits
- 2 RP per ₹100
- Railway lounge
- Movie discounts
Exclusions & fine print
Typically excluded or reduced: EMI, Fuel, Rent.
Best for: ICICI relationship · Movie / railway lounge
Read full ICICI Coral Credit Card review with spend simulator →
Exclusions compared
| Typically excluded | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Common | EMI, Fuel, Rent | EMI, Fuel, Rent |
Who should pick which?
- Pick YES Bank Marquee Credit Card if your spend pattern aligns with its highest-rate categories and you meet income criteria.
- Pick ICICI Coral Credit Card if its caps, fee structure, or partner merchants match your wallet better.
- Pick neither yet if both net values are under ₹2,000/year on your spends — a third option may win (see quiz).
Spend scenario cheat sheet
- Heavy online shopper: Compare online category rates and caps first.
- Bill-pay heavy: Check utilities and telecom MCC eligibility.
- Travel / forex: Weight forex markup as heavily as reward rate.
- Fee-averse: If both NAV differences are under ₹1,000/yr, choose the free card.
Before you apply
CardHungry never pulls CIBIL. Use our interactive comparison or quiz for a third alternative. One application at a time; wait 3–6 months between rejections.
Related guides
Your spends are different
These picks use the moderate profile above. Edit spends to re-rank this page, or take CardHungry's quiz — no CIBIL pull.
CardHungry is a third-party recommendation platform, not a bank or credit bureau. Approval estimates are indicative based on public eligibility criteria. Reward calculations use issuer T&Cs and may change. We earn commission if you are approved — at no cost to you.