Kotak League Platinum vs Yes Marquee — कौन सा बेहतर? (2026)

Kotak League Platinum vs YES Bank Marquee Credit Card — which credit card is better in 2026? This in-depth comparison covers reward rules, monthly caps, exclusions, annual fees, forex costs, eligibility, and net annual value across light, moderate, and heavy spend profiles. No sponsored ranking: every number comes from CardHungry's transparent calculator.

On this page

• At-a-glance table
• Net value by spend
• Reward rules
• Benefits
• Kotak League Platinum
• YES Bank Marquee Credit Card
• Exclusions compared
• Who should pick which
• Spend scenarios
• Before you apply

At-a-glance comparison

IssuerKotak Mahindra BankYES Bank Annual feeLifetime free₹999 Min income₹25,000/mo₹40,000/mo Top reward2 RP/₹1504 RP/₹150 Forex markup3.5%2.5% Secured optionNoNo Moderate NAV winnerKotak League Platinum—

Net annual value by spend profile

Light spender net value₹610-₹169 Moderate spender net value₹970₹551 Heavy spender net value₹1,100₹1,661

Reward rules compared

Reward rule 1all: 2Xtravel: 4XReward rule 2—all: 2X

Benefits compared

Kotak League Platinum

• Lifetime free
• Accelerated rewards on categories
• Kotak ecosystem

YES Bank Marquee Credit Card

• Lounge access
• Travel insurance
• Reward points

Kotak League Platinum — full breakdown

Kotak League Platinum

Issuer: Kotak Mahindra Bank · Tier: Platinum · Annual fee: Lifetime free

Kotak starter premium

Eligibility snapshot

• Min monthly income (salaried): ₹25,000
• Secured / FD-backed: No — standard unsecured
• Approval note: Indicative only. CIBIL checked by bank at application, not by CardHungry.

Reward structure

• all: 2X points

Headline highlight: 2 RP/₹150 on All spends

Net value estimate (moderate spend profile)

• Gross annual rewards: ₹1,600
• Annual fee: −₹0
• Forex markup cost (est.): −₹630 (3.5% on international spends)
• Net annual value: ₹970 (0.2% effective return)

Key benefits

• Lifetime free
• Accelerated rewards on categories
• Kotak ecosystem

Exclusions & fine print

Typically excluded or reduced: EMI, Fuel, Rent.

Best for: Kotak account holders · Lifetime free rewards · ₹25K+ income

Read full Kotak League Platinum review with spend simulator →

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YES Bank Marquee Credit Card — full breakdown

YES Bank Marquee Credit Card

Issuer: YES Bank · Tier: Platinum · Annual fee: ₹999

Travel companion

Eligibility snapshot

• Min monthly income (salaried): ₹40,000
• Secured / FD-backed: No — standard unsecured
• Approval note: Indicative only. CIBIL checked by bank at application, not by CardHungry.

Reward structure

• travel: 4X points
• all: 2X points

Headline highlight: 4 RP/₹150 on Travel

Net value estimate (moderate spend profile)

• Gross annual rewards: ₹2,000
• Annual fee: −₹999
• Forex markup cost (est.): −₹450 (2.5% on international spends)
• Net annual value: ₹551 (0.11% effective return)

Key benefits

• Lounge access
• Travel insurance
• Reward points

Exclusions & fine print

Typically excluded or reduced: EMI, Fuel, Rent.

Best for: Travel insurance included · Mid-tier lounge card · ₹40K+ income

Read full YES Bank Marquee Credit Card review with spend simulator →

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Exclusions compared

CommonEMI, Fuel, RentEMI, Fuel, Rent

Who should pick which?

• Pick Kotak League Platinum if your spend pattern aligns with its highest-rate categories and you meet income criteria.
• Pick YES Bank Marquee Credit Card if its caps, fee structure, or partner merchants match your wallet better.
• Pick neither yet if both net values are under ₹2,000/year on your spends — a third option may win (see quiz).

Spend scenario cheat sheet

• Heavy online shopper: Compare online category rates and caps first.
• Bill-pay heavy: Check utilities and telecom MCC eligibility.
• Travel / forex: Weight forex markup as heavily as reward rate.
• Fee-averse: If both NAV differences are under ₹1,000/yr, choose the free card.

Before you apply

CardHungry never pulls CIBIL. Use our interactive comparison or quiz for a third alternative. One application at a time; wait 3–6 months between rejections.