Yes Marquee vs Icici Coral — कौन सा बेहतर? (2026)
Yes Marquee और Icici Coral की विस्तृत तुलना — rewards, fees, eligibility। Winner ranked by net value on a moderate spend profile — fees and caps included.
Updated 21 जून 2026·2 cards · 3 min scan·CardHungry
Top pick · ICICI Coral Credit Card
Net / yr
-₹50
Annual fee
₹590
Return
-0.0%
Comparison
Net annual value · moderate spend
Comparison winner: ICICI Coral Credit Card, -₹50 per year net
ICICI Coral Credit Card
ICICI Bank
Net / yr
-₹50
Fee
₹500
Top
2 RP/₹100
- ✓Wins this head-to-head — about -₹50/yr net after fees on typical spends.
- ✓Best for all spends — 2 RP/₹100.
ICICI Coral Credit Card
ICICI Bank
Net / yr
-₹50
Fee
₹500
Top
2 RP/₹100
- ✓Wins this head-to-head — about -₹50/yr net after fees on typical spends.
- ✓Best for all spends — 2 RP/₹100.
YES Bank Marquee Credit Card
YES Bank
Net / yr
-₹10,839
Fee
₹9,999
Top
4 RP/₹150
- ✓Strong runner-up at -₹10,839/yr net — roughly ₹10,789 behind #1 on the same spend mix.
- ✓Best for travel — 4 RP/₹150.
Why the other card ranks lower
Ranked by net annual value on a moderate spend profile. Each line ties to issuer T&Cs, fees, caps, and your eligibility band. How we calculate NAV
- Strong runner-up at -₹10,839/yr net — roughly ₹10,789 behind #1 on the same spend mix.
- Best for travel — 4 RP/₹150.
- Especially for travel insurance included.
2YES Bank Marquee Credit CardYES Bank
- Strong runner-up at -₹10,839/yr net — roughly ₹10,789 behind #1 on the same spend mix.
- Best for travel — 4 RP/₹150.
- Especially for travel insurance included.
Full review →Net / yr
-₹10,839
Why each card ranks here
Ranked by net annual value on a moderate spend profile. Each line ties to issuer T&Cs, fees, caps, and your eligibility band. How we calculate NAV
- Wins this head-to-head — about -₹50/yr net after fees on typical spends.
- Best for all spends — 2 RP/₹100.
- Rewards (₹960/yr) still beat the ₹590 fee on this profile.
1ICICI Coral Credit CardICICI Bank
- Wins this head-to-head — about -₹50/yr net after fees on typical spends.
- Best for all spends — 2 RP/₹100.
- Rewards (₹960/yr) still beat the ₹590 fee on this profile.
Full review →Net / yr
-₹50
- Strong runner-up at -₹10,839/yr net — roughly ₹10,789 behind #1 on the same spend mix.
- Best for travel — 4 RP/₹150.
- Especially for travel insurance included.
2YES Bank Marquee Credit CardYES Bank
- Strong runner-up at -₹10,839/yr net — roughly ₹10,789 behind #1 on the same spend mix.
- Best for travel — 4 RP/₹150.
- Especially for travel insurance included.
Full review →Net / yr
-₹10,839
Net value snapshot
Rewards minus annual fee on your spend profile
- #1ICICI Coral Credit Card-₹50#1ICICI Coral Credit Card-₹50
- #2YES Bank Marquee Credit Card-₹10,839#2YES Bank Marquee Credit Card-₹10,839
Before you apply
कोई भी सबके लिए नहीं जीतता
yes marquee vs icici coral — बेहतर कार्ड आपके खर्च पर निर्भर करता है। हेडलाइन % नहीं, अपने प्रोफ़ाइल पर नेट वैल्यू देखें।
कैप और बहिष्कृत खर्च देखें
विजेता चुनने से पहले मासिक रिवॉर्ड कैप और बाहर की कैटेगरी (रेंट, वॉलेट, EMI) तुलना करें।
पहले एक के लिए आवेदन करें
हर आवेदन पर CIBIL इन्क्वायरी लगती है। अपने खर्च के लीडर को चुनें, दूसरे पर बाद में विचार करें।
Frequently asked questions
Yes Marquee or Icici Coral — which is better?+
Neither wins universally. Compare net annual value on your specific spends using our comparison tool. Yes Marquee may win for one profile; Icici Coral for another.
Can I apply for both cards?+
Possible, but multiple applications close together hurt approval odds. Apply to the best fit first; wait 3–6 months for a second card.
Do these cards have joining fees?+
Varies by channel and variant. See each product page on CardHungry for current joining and annual fees before applying.
How often is this comparison updated?+
Reward rates and fees are re-verified against issuer T&Cs periodically. Net value figures use CardHungry's calculator with current rules.
Is there a third card I should consider?+
Often yes. Our quiz surfaces a third option optimised for your income and spends — not just these two.
Full written guide
Methodology, tables, eligibility & fine print · ~8 min read
Full written guide
Methodology, tables, eligibility & fine print · ~8 min read
YES Bank Marquee Credit Card vs ICICI Coral Credit Card — which credit card is better in 2026? This in-depth comparison covers reward rules, monthly caps, exclusions, annual fees, forex costs, eligibility, and net annual value across light, moderate, and heavy spend profiles. No sponsored ranking: every number comes from CardHungry's transparent calculator.
On this page
- At-a-glance table
- Net value by spend
- Reward rules
- Benefits
- YES Bank Marquee Credit Card
- ICICI Coral Credit Card
- Exclusions compared
- Who should pick which
- Spend scenarios
- Before you apply
At-a-glance comparison
| Factor | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Issuer | YES Bank | ICICI Bank |
| Annual fee | ₹9,999 | ₹500 |
| Min income | ₹40,000/mo | ₹30,000/mo |
| Top reward | 4 RP/₹150 | 2 RP/₹100 |
| Forex markup | 1% | 3.5% |
| Secured option | No | No |
| Moderate NAV winner | ICICI Coral Credit Card | — |
Net annual value by spend profile
| Profile | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Light spender net value | -₹11,359 | -₹190 |
| Moderate spender net value | -₹10,839 | -₹50 |
| Heavy spender net value | -₹9,719 | -₹110 |
Reward rules compared
| Rule | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Reward rule 1 | travel: 4X | all: 2X |
| Reward rule 2 | all: 2X | — |
Benefits compared
YES Bank Marquee Credit Card
- Lounge access
- Travel insurance
- Reward points
ICICI Coral Credit Card
- 2 RP per ₹100
- Railway lounge
- Movie discounts
YES Bank Marquee Credit Card — full breakdown
YES Bank Marquee Credit Card
Issuer: YES Bank · Tier: Platinum · Annual fee: ₹9,999
Travel companion
Eligibility snapshot
- Min monthly income (salaried): ₹40,000
- Secured / FD-backed: No — standard unsecured
- Approval note: Indicative only. CIBIL checked by bank at application, not by CardHungry.
Reward structure
- travel: 4X points
- all: 2X points
Headline highlight: 4 RP/₹150 on Travel
Net value estimate (moderate spend profile)
- Gross annual rewards: ₹1,080
- Annual fee: −₹11,799
- Forex markup cost (est.): −₹120 (1% on international spends)
- Net annual value: -₹10,839 (-2.91% effective return)
Key benefits
- Lounge access
- Travel insurance
- Reward points
Exclusions & fine print
Typically excluded or reduced: EMI, Fuel, Rent.
Best for: Travel insurance included · Mid-tier lounge card · ₹40K+ income
Read full YES Bank Marquee Credit Card review with spend simulator →
ICICI Coral Credit Card — full breakdown
ICICI Coral Credit Card
Issuer: ICICI Bank · Tier: Gold · Annual fee: ₹500
Mid-tier ICICI
Eligibility snapshot
- Min monthly income (salaried): ₹30,000
- Secured / FD-backed: No — standard unsecured
- Approval note: Indicative only. CIBIL checked by bank at application, not by CardHungry.
Reward structure
- all: 2X points
Headline highlight: 2 RP/₹100 on All spends
Net value estimate (moderate spend profile)
- Gross annual rewards: ₹960
- Annual fee: −₹590
- Forex markup cost (est.): −₹420 (3.5% on international spends)
- Net annual value: -₹50 (-0.01% effective return)
Key benefits
- 2 RP per ₹100
- Railway lounge
- Movie discounts
Exclusions & fine print
Typically excluded or reduced: EMI, Fuel, Rent.
Best for: Railway lounge users · Mid-tier ICICI · ₹30K+ income
Read full ICICI Coral Credit Card review with spend simulator →
Exclusions compared
| Typically excluded | YES Bank Marquee Credit Card | ICICI Coral Credit Card |
|---|---|---|
| Common | EMI, Fuel, Rent | EMI, Fuel, Rent |
Who should pick which?
- Pick YES Bank Marquee Credit Card if your spend pattern aligns with its highest-rate categories and you meet income criteria.
- Pick ICICI Coral Credit Card if its caps, fee structure, or partner merchants match your wallet better.
- Pick neither yet if both net values are under ₹2,000/year on your spends — a third option may win (see quiz).
Spend scenario cheat sheet
- Heavy online shopper: Compare online category rates and caps first.
- Bill-pay heavy: Check utilities and telecom MCC eligibility.
- Travel / forex: Weight forex markup as heavily as reward rate.
- Fee-averse: If both NAV differences are under ₹1,000/yr, choose the free card.
Before you apply
CardHungry never pulls CIBIL. Use our interactive comparison or quiz for a third alternative. One application at a time; wait 3–6 months between rejections.
Related guides
Your spends are different
These picks use the moderate profile above. Edit spends to re-rank this page, or take CardHungry's quiz — no CIBIL pull.
CardHungry is a third-party recommendation platform, not a bank or credit bureau. Approval estimates are indicative based on public eligibility criteria. Reward calculations use issuer T&Cs and may change. We earn commission if you are approved — at no cost to you.