HDFC BankClassic

HDFC MoneyBack+ Credit Card

•••• •••• •••• 4242

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Quick facts

HDFC MoneyBack+ Credit Card

Top reward10X points

Annual fee₹500

Min income₹20,000/mo

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🌱First Card / Entry

HDFC Bank · Classic cardDetail.tierSuffix

HDFC MoneyBack+ Credit Card

Entry HDFC card

Good starter card with partner accelerators.

cardDetail.keyBenefits

💳

10X on Amazon/Flipkart

🎁

2 RP per ₹150 on other spends

cardDetail.annualFee

₹500

cardDetail.topRate

10X points

cardDetail.minIncome

₹20,000cardDetail.perMonth

cardDetail.effReturn

0.22%

cardDetail.realisticNetValue: ₹1,070cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹2,200

cardDetail.calcGrossSub

cardDetail.calcCosts

₹1,130

cardDetail.calcCostsSub

cardDetail.calcNet

₹1,070

cardDetail.calcNetSub

cardDetail.calcBreakdown

Online shopping

cardDetail.calcSpendMo

₹500.00cardDetail.perYear

₹41.67cardDetail.perMonth

167 pts × ₹0.25 = ₹41.67/mo167 pts/mo @ ₹0.25/ptcardDetail.calcCapHit

All other eligible spends

cardDetail.calcSpendMo

₹1,200cardDetail.perYear

₹100cardDetail.perMonth

400 pts × ₹0.25 = ₹100/mo400 pts/mo @ ₹0.25/pt

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

online shopping — 10 pts per ₹150 spend

cardDetail.pointsSpend

₹2,500

→

cardDetail.pointsEarn

167 pts

cardDetail.pointsWorth

₹41.67

cardDetail.pointsPerPoint

cardDetail.pointsCap

all — 2 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

133 pts

cardDetail.pointsWorth

₹33.33

cardDetail.pointsPerPoint

cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBodycardDetail.pointsExpire

🌱First Card / Entry

Low income threshold, easy approval

cardDetail.rewardsStructure

cardDetail.rewardsSource

Amazon & Flipkart

10X points

cardDetail.rewardsCap

Other spends

2 RP/₹150

cardDetail.rewardsExcluded

EMIFuelRent

cardDetail.rewardsBestFor

→ Amazon/Flipkart 10X
→ HDFC first card
→ ₹20K+ income

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesFirstYear

₹500

cardDetail.feesAnnual

cardDetail.feesChargedYearly

₹500

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹1,700

cardDetail.feesSignup+ ₹500

cardDetail.feesAnnualLine− ₹500

cardDetail.feesForexLine− ₹630

cardDetail.feesNet₹1,070

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹20,000cardDetail.perMonth

cardDetail.eligibilitySelf₹4,80,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierClassic — cardDetail.tierClassic

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Fuel, Rent.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

American ExpressGold

American Express Gold Card

•••• •••• •••• 4242

Quick facts

American Express Gold Card

Tap to flip back

American Express Gold Card

American Express

Dining & travel rewards

travelcashback

cardDetail.annualFee

₹4,500

cardDetail.topRate

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.