Author profile
Prateek Gupta
Credit Risk Manager · Fintech
Credit risk manager in fintech, previously at Groww. I write about credit card rewards, eligibility, fees, and the real redemption value of points — using issuer terms and spend math, not marketing copy.
- Credit risk
- Credit cards
- Reward points
- Personal finance
- Fintech lending
0
Published articles
0
Topics covered
5+ yrs
Credit risk experience
Background
- Credit risk manager in fintech
- Former Credit Risk & Data Analyst at Groww
- Integrated M.Sc., Mathematics — NIT Patna
How I write
Every guide is built from issuer T&Cs, fee schedules, and spend math — not bank marketing. When rules change, we update the page.