Credit Card Guides (2026)

Best Credit Card for ₱15,000 Salary

Compare top Philippines credit cards for ₱15,000 monthly income. Rewards, fees, and approval tips — no CIC pull. 6 eligible cards ranked by net annual value after fees — not headline cashback rates.

English · ~5 min read

Best Credit Card for ₱25,000 Salary

Compare top Philippines credit cards for ₱25,000 monthly income. Rewards, fees, and approval tips — no CIC pull. 7 eligible cards ranked by net annual value after fees — not headline cashback rates.

English · ~5 min read

Best Credit Card for ₱30,000 Salary

Compare top Philippines credit cards for ₱30,000 monthly income. Rewards, fees, and approval tips — no CIC pull. 7 eligible cards ranked by net annual value after fees — not headline cashback rates.

English · ~5 min read

Best Credit Card for ₱50,000 Salary

Compare top Philippines credit cards for ₱50,000 monthly income. Rewards, fees, and approval tips — no CIC pull. 7 eligible cards ranked by net annual value after fees — not headline cashback rates.

English · ~5 min read

Best Credit Card for ₱80,000 Salary

Compare top Philippines credit cards for ₱80,000 monthly income. Rewards, fees, and approval tips — no CIC pull. 7 eligible cards ranked by net annual value after fees — not headline cashback rates.

English · ~5 min read

By category

6 guides

Best Credit Card for Cashback

Find the best Philippines credit card for cashback. Net value after fees, based on real spend patterns. 6 cashback cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Best Credit Card for First Credit Card

Find the best Philippines credit card for first credit card. Net value after fees, based on real spend patterns. 2 first credit card cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Best Credit Card for Fuel

Find the best Philippines credit card for fuel. Net value after fees, based on real spend patterns. 2 fuel cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Best Credit Card for No Annual Fee

Find the best Philippines credit card for no annual fee. Net value after fees, based on real spend patterns. 2 no annual fee cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Best Credit Card for Online Shopping

Find the best Philippines credit card for online shopping. Net value after fees, based on real spend patterns. 6 online shopping cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Best Credit Card for Travel

Find the best Philippines credit card for travel. Net value after fees, based on real spend patterns. 1 travel cards compared on fees, caps, and net returns for 2026.

English · ~5 min read

Comparisons

6 guides

BPI Amore Cashback vs BDO American Express Cashback — Philippines

Side-by-side comparison of BPI Amore Cashback and BDO American Express Cashback for Philippines users. Fees, rewards, and who each card suits best. Winner ranked by net value on a moderate spend profile — fees and caps included.

English · ~5 min read

Petron BPI Card vs UnionBank Shell Power Visa Platinum — Philippines

Side-by-side comparison of Petron BPI Card and UnionBank Shell Power Visa Platinum for Philippines users. Fees, rewards, and who each card suits best. Winner ranked by net value on a moderate spend profile — fees and caps included.

English · ~5 min read

HSBC Live+ vs Metrobank Travel Platinum Visa — Philippines

Side-by-side comparison of HSBC Live+ and Metrobank Travel Platinum Visa for Philippines users. Fees, rewards, and who each card suits best. Winner ranked by net value on a moderate spend profile — fees and caps included.

English · ~5 min read

Metrobank Cashback Visa vs BPI Amore Cashback — Philippines

Side-by-side comparison of Metrobank Cashback Visa and BPI Amore Cashback for Philippines users. Fees, rewards, and who each card suits best. Winner ranked by net value on a moderate spend profile — fees and caps included.

English · ~5 min read

UnionBank Cash Back Visa Platinum vs Security Bank Complete Cashback Platinum — Philippines

Side-by-side comparison of UnionBank Cash Back Visa Platinum and Security Bank Complete Cashback Platinum for Philippines users. Fees, rewards, and who each card suits best. Winner ranked by net value on a moderate spend profile — fees and caps included.

English · ~5 min read