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DBS Altitude Visa
โขโขโขโข โขโขโขโข โขโขโขโข 4242
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Quick facts
DBS Altitude Visa
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DBS Altitude Visa
Best for flights, hotels, and overseas spends with DBS miles.
Key Benefits
Annual fee
$194
Top rate
3 miles/S$1
Min income
$3,000/mo
Eff. return
0.83%
Realistic net value (moderate user): $239/year
After $194 fee & $34 forex. Based on $2,400/mo spend.
12,400 users matched ยท Verified 2026-06-12
You apply directly with the bank. If you share your contact details on their form, the bank may call you. We never sell your data or make sales calls.
We earn commission if approved โ at no cost to you. Zero sales calls.
Our transparency commitment
โ Reward caps shown in absolute S$ โ not just "5% cashback"
โ Exclusions listed upfront โ fuel, EMI, rent, wallet
โ Point conversions with conservative S$/point rates
Rates, fees, and eligibility notes are sourced from public issuer information and may contain errors. Always verify on the bank's website before applying.
All Benefits
Rewards, lounge rules, fee perks, and extras โ sourced from public issuer information.
- Lounge: 2 complimentary lounge visits per year โ No minimum spend required for lounge access
- Travel: 3 miles/S$1 (cap S$500/mo)
- Online: 2 miles/S$1
- Lounge: 2 visits/year
- Miles on all spends
- Travel insurance
- 2 lounge visits/year
- Best for: Frequent flyers in Singapore
- Best for: DBS miles collectors
Source: DBS Altitude Visa T&Cs (SG)
Flights, hotels, zero forex options
Reward Structure
Source: DBS Altitude Visa T&Cs (SG)
Travel
3 miles/S$1
Cap: S$500/mo
Online
2 miles/S$1
Lounge
2 visits/year
Excluded categories (no rewards)
Lounge access
2 complimentary lounge visits per year
Spend criteria: No minimum spend required for lounge access
What You Actually Earn (in S$)
Absolute SGD estimates based on your spends. Caps and exclusions applied โ no marketing fluff.
Gross rewards / year
$467
Before fees & forex
Costs / year
$228
Fee $194 + forex $34
Net value / year
$239
0.83% effective return on spend
Category-wise breakdown
Travel & flights
Spend $325/mo ยท 3% cashback
$117/year
$9.75/mo
$325 ร 3% = $9.75/moOnline shopping
Spend $500/mo ยท 2% cashback
$120/year
$10/mo
$500 ร 2% = $10/moAll other eligible spends
Spend $1,600/mo ยท 1.2% cashback
$230.40/year
$19.20/mo
$1,600 ร 1.2% = $19.20/moEstimates assume eligible spends only (exclusions per issuer T&Cs apply). Point values use typical redemption rates โ actual value varies by redemption choice. Bank approval and reward crediting is at issuer discretion.
Best for
- โFrequent flyers in Singapore
- โDBS miles collectors
Fees & Charges โ Full Disclosure
All amounts in SGD. Everything that can reduce your net value.
Joining fee
Charged in first year
$194
Annual / renewal fee
Charged every year unless waived
$194
Forex markup
2.8% on international transactions
Finance charges
โ3.5โ3.75% per month (42โ45% p.a.) if you revolve balance โ pay in full to avoid
Late payment fee
Typically S$50โS$100 depending on balance โ always pay on time
Reward redemption fee
Usually S$0 for cashback cards; points cards may have S$2+ redemption fee
Example: moderate user net math
Eligibility Snapshot
Public criteria from DBS Altitude Visa T&Cs (SG). Bank makes final decision.
Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.
FAQ
How much can I actually earn with DBS Altitude Visa?+
At moderate spend ($2,400/mo), gross rewards are about $467/year. After the $194 annual fee, net value is approximately $239/year. Use the calculator above to model your own spends.
What is the minimum income for DBS Altitude Visa?+
$3,000/month for salaried applicants (indicative โ bank decides).
What spends do NOT earn rewards?+
Insurance, Government payments.
Does CardHungry pull my CBS score?+
No. We use public eligibility criteria only. The bank will check CBS when you apply.
Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.