Which card has the lower annual fee?

Citi PremierMiles Card has the lowest annual fee at $194.

Which card earns more on moderate spend?

DBS Altitude Visa leads with an estimated $602/yr net annual value on moderate spend.

Which card has the lower income requirement?

DBS Altitude Visa lists a minimum monthly income of $30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Citi PremierMiles Card vs DBS Altitude Visa

Honest side-by-side comparison of Citi PremierMiles Card, DBS Altitude Visa — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Card 1

Citi PremierMiles Card

Citi

Card 2

DBS Altitude Visa

DBS

Your adjusted comparison

Feature	Citi PremierMiles Card Citi	DBS Altitude Visa DBS
Fees & eligibility
Annual fee	$194	$194
Fee waiver threshold	No waiver published	No waiver published
Min income	$50,000/mo	$30,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	$372/yr	$602/yr
Online shopping	—	$500 → 1,000 pts/mo × $0.02/pt = $20/mo ($240/yr)
Travel	$300 → 360 pts/mo × $0.02/pt = $7.20/mo ($86/yr) · issuer max $1,000/mo	$300 → 900 pts/mo × $0.02/pt = $18/mo ($216/yr) · issuer max $500/mo
Top reward rate	1.2 miles/S$1	3 miles/S$1
Primary reward cap	$1,000 eligible spend/mo	$500 eligible spend/mo
Perks & restrictions
Lounge access	Complimentary lounge visits at select airports · Minimum spend required — see issuer T&Cs for current threshold	2 complimentary lounge visits per year · No minimum spend required for lounge access
Key exclusions	Insurance · Government payments · Balance transfers	Insurance · Government payments · Balance transfers
Bonuses
Signup bonus	—	—

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

Citi PremierMiles Card details →DBS Altitude Visa details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, DBS Altitude Visa leads Citi PremierMiles Card by about $230/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · $2,400/mo

$2,400/month total spend — typical Singapore user

Groceries $500 · Online $500 · Dining $300 · Travel $300 · Other $300

Citi PremierMiles Card vs DBS Altitude Visa comparison table
Feature	Citi PremierMiles Card Citi	DBS Altitude Visa DBS
Fees & eligibility
Annual fee	$194	$194
Fee waiver threshold	No waiver published	No waiver published
Min income	$50,000/mo	$30,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	$372/yr	$602/yr
Online shopping	—	$500 → 1,000 pts/mo × $0.02/pt = $20/mo ($240/yr)
Travel	$300 → 360 pts/mo × $0.02/pt = $7.20/mo ($86/yr) · issuer max $1,000/mo	$300 → 900 pts/mo × $0.02/pt = $18/mo ($216/yr) · issuer max $500/mo
Top reward rate	1.2 miles/S$1	3 miles/S$1
Primary reward cap	$1,000 eligible spend/mo	$500 eligible spend/mo
Perks & restrictions
Lounge access	Complimentary lounge visits at select airports · Minimum spend required — see issuer T&Cs for current threshold	2 complimentary lounge visits per year · No minimum spend required for lounge access
Key exclusions	Insurance · Government payments · Balance transfers	Insurance · Government payments · Balance transfers
Bonuses
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: Citi PremierMiles Card has the lowest annual fee at $194.
Which card earns more on moderate spend?: DBS Altitude Visa leads with an estimated $602/yr net annual value on moderate spend.
Which card has the lower income requirement?: DBS Altitude Visa lists a minimum monthly income of $30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Spend assumptions

Your adjusted comparison

At a glance (moderate spend)

Frequently asked questions

More Citi PremierMiles Card comparisons