#1฿6,991/yr
KBank X
Up to 10% · Cashback Kings
Wins this head-to-head — about ฿6,991/yr net after fees on typical spends.
Loading…
Cashback Kings·UOB
Thailand version of the popular UOB ONE cashback structure.
Age 20–65 · From ฿30,000/mo income · Unsecured
Key Benefits
All 5 benefits →Selected categories
Up to 3%
Dining
3%
เพดาน ฿500/เดือน
All spends
1%
Selected categories
Up
to 3%
Zero sales calls. Ever.
Caps & exclusions verified · 2026-06-12
On the bank's site: You'll apply on the bank's website. They may ask for contact details and follow up on your application.
We earn commission if approved — at no cost to you.
Rewards, lounge rules, fee perks, and extras — sourced from public issuer information.
Source: Issuer public T&Cs (Thailand, verified Jun 2026)
Flat cashback on spends — no points math
Source: Issuer public T&Cs (Thailand, verified Jun 2026)
Selected categories
Up to 3%
Example: ฿10,000/mo spend → ≈ ฿300/mo
Based on moderate spend for this market
Est. net annual
฿62
per year
Annual fee
฿2,500
per year
Effective return
0.0%
of spend
Rewards minus annual fee on your spend profile
Annual fee ฿2,500 · Forex 3.1% on international transactions — tap for full fees
Joining fee
Charged in first year
฿2,500
Annual / renewal fee
Charged every year unless waived
฿2,500
Forex markup
3.1% on international transactions
Finance charges
≈1.5–1.75% per month (18–21% p.a.) if you revolve balance — pay in full to avoid
Late payment fee
Typically ฿200–฿800 depending on statement balance — always pay on time
Reward redemption fee
Usually ฿0 for cashback cards; points cards may have ฿50+ redemption fee
Example: moderate user · Steady year
Signup bonus is excluded here — switch to Year 1 on the hero or open the calculator for first-year value.
Formulas and assumptions: How we calculate NAV
20–65 years · ฿30,000/mo — tap for full criteria
Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.
At moderate spend (฿23,000/mo), gross rewards are about ฿3,120/year. After the ฿2,500 annual fee, net value is approximately ฿62/year. Use the calculator above to model your own spends.
฿30,000/month for salaried applicants (indicative — bank decides).
Insurance, Government payments, Cash advance, Bill payment fees.
Deeper rankings and comparisons for similar use cases.
Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.
