#1฿6,006/yr
Krungsri Cashback
3% · Cashback Kings
Best net value on this list — about ฿6,006/yr in your pocket after fees on typical spends.
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Age 20–65 · From ฿30,000/mo income · Unsecured
Cashback Kings·UOB
Product pages remain for search, but UOB transitioned YOLO to UOB One Visa Platinum from Apr 2025.
Age 20–65 · From ฿30,000/mo income · Unsecured
Key Benefits
All 6 benefits →Dining
Up to 3%
฿500/mo
Other spends
1% cashback
Product note
Transitioned to UOB One (Apr 2025)
Dining
3%
Cap ฿500/mo
Zero sales calls. Ever.
Caps & exclusions verified · 2026-06-12
On the bank's site: You'll apply on the bank's website. They may ask for contact details and follow up on your application.
We earn commission if approved — at no cost to you.
Rewards, lounge rules, fee perks, and extras — sourced from public issuer information.
Source: UOB YOLO → One transition notice (2025–2026)
Flat cashback on spends — no points math
Source: UOB YOLO → One transition notice (2025–2026)
Dining
Up to 3%
Cap: ฿500/mo
Example: ฿500/mo spend → ≈ ฿15/mo (max at cap)
Other spends
1% cashback
Example: ฿10,000/mo spend → ≈ ฿100/mo
Product note
Transitioned to UOB One (Apr 2025)
Based on moderate spend for this market
Est. net annual
฿562
per year
Annual fee
฿2,000
per year
Effective return
0.2%
of spend
Rewards minus annual fee on your spend profile
Annual fee ฿2,000 · Forex 3.1% on international transactions — tap for full fees
Joining fee
Charged in first year
฿2,000
Annual / renewal fee
Charged every year unless waived
฿2,000
Forex markup
3.1% on international transactions
Finance charges
≈1.5–1.75% per month (18–21% p.a.) if you revolve balance — pay in full to avoid
Late payment fee
Typically ฿200–฿800 depending on statement balance — always pay on time
Reward redemption fee
Usually ฿0 for cashback cards; points cards may have ฿50+ redemption fee
Example: moderate user · Steady year
Signup bonus is excluded here — switch to Year 1 on the hero or open the calculator for first-year value.
Formulas and assumptions: How we calculate NAV
20–65 years · ฿30,000/mo — tap for full criteria
Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.
At moderate spend (฿23,000/mo), gross rewards are about ฿3,120/year. After the ฿2,000 annual fee, net value is approximately ฿562/year. Use the calculator above to model your own spends.
฿30,000/month for salaried applicants (indicative — bank decides).
Insurance, Government payments, Cash advance, Bill payment fees.
Deeper rankings and comparisons for similar use cases.
Krungsri Cashback
3% · Cashback Kings
Best net value on this list — about ฿6,006/yr in your pocket after fees on typical spends.
UOB ONE Card (Thailand)
Up to 3% · Cashback Kings
Strong runner-up at ฿62/yr net — roughly ฿5,944 behind #1 on the same spend mix.
KBank PLUSTINUM
1X K Point · Cashback Kings
Worth a look — -฿2,209/yr net among the eligible cards on this list.
Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.
