Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Taurus leads with an estimated ฿2,211/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank Taurus lists a minimum monthly income of ฿18,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

HSBC Premier World Mastercard vs KBank Secured Card vs KBank Taurus

Honest side-by-side comparison of HSBC Premier World Mastercard, KBank Secured Card, KBank Taurus — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Taurus ranks first for estimated net annual value — ahead of KBank Secured Card by about ฿1,461/yr.

HSBC Premier World Mastercard vs KBank Secured Card vs KBank Taurus comparison table
Feature	HSBC Premier World Mastercard HSBC	KBank Secured Card KBank	KBank Taurus KBank
Annual fee	฿4,500	฿0	฿699
Min income (monthly)	฿40,000	Not stated	฿18,000
Top reward rate	3%	0.5% cashback	5%
Net annual value (moderate spend)	-฿2,190/yr	฿750/yr	฿2,211/yr
Secured / FD-backed	No	Yes	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Taurus leads with an estimated ฿2,211/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank Taurus lists a minimum monthly income of ฿18,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	HSBCPlatinum HSBC Premier World Mastercard •••• •••• •••• 4242 Quick facts HSBC Premier World Mastercard Top reward3% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back HSBC Premier World Mastercard HSBC	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank	KBankGold KBank Taurus •••• •••• •••• 4242 Quick facts KBank Taurus Top reward5% Annual fee฿699 Min income฿18,000/mo Tap to flip back KBank Taurus KBank
Annual fee	฿4,500	฿0	฿699
Min income	฿40,000	Not stated	฿18,000
Top reward rate	3%	0.5% cashback	5%
Net value (moderate)	-฿2,190/yr	฿750/yr	฿2,211/yr
Secured / no bureau	Standard	FD-backed	Standard
Signup bonus	—	—	—

HSBC Premier World Mastercard details →KBank Secured Card details →KBank Taurus details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More HSBC Premier World Mastercard comparisons