Which card has the lower annual fee?

Krungsri Simple has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

Krungsri Simple leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri Simple lists a minimum monthly income of ฿12,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

HSBC Premier World Mastercard vs Krungsri Simple vs UOB Premier

Honest side-by-side comparison of HSBC Premier World Mastercard, Krungsri Simple, UOB Premier — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri Simple ranks first for estimated net annual value — ahead of UOB Premier by about ฿649/yr.

HSBC Premier World Mastercard vs Krungsri Simple vs UOB Premier comparison table
Feature	HSBC Premier World Mastercard HSBC	Krungsri Simple Krungsri	UOB Premier UOB
Annual fee	฿4,500	฿0	฿4,999
Min income (monthly)	฿40,000	฿12,000	฿45,000
Top reward rate	3%	1% cashback	5%
Net annual value (moderate spend)	-฿2,190/yr	฿750/yr	฿101/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri Simple has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: Krungsri Simple leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri Simple lists a minimum monthly income of ฿12,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	HSBCPlatinum HSBC Premier World Mastercard •••• •••• •••• 4242 Quick facts HSBC Premier World Mastercard Top reward3% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back HSBC Premier World Mastercard HSBC	KrungsriClassic Krungsri Simple •••• •••• •••• 4242 Quick facts Krungsri Simple Top reward1% cashback Annual feeLifetime Free Min income฿12,000/mo Tap to flip back Krungsri Simple Krungsri	UOBPlatinum UOB Premier •••• •••• •••• 4242 Quick facts UOB Premier Top reward5% Annual fee฿4,999 Min income฿45,000/mo Tap to flip back UOB Premier UOB
Annual fee	฿4,500	฿0	฿4,999
Min income	฿40,000	฿12,000	฿45,000
Top reward rate	3%	1% cashback	5%
Net value (moderate)	-฿2,190/yr	฿750/yr	฿101/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

HSBC Premier World Mastercard details →Krungsri Simple details →UOB Premier details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More HSBC Premier World Mastercard comparisons