Side-by-side · honest numbers
KBank Makro Platinum vs KBank Platinum Plus vs Krungsri NOW
Honest side-by-side comparison of KBank Makro Platinum, KBank Platinum Plus, Krungsri NOW — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Krungsri NOW ranks first for estimated net annual value — ahead of KBank Makro Platinum by about ฿2,683/yr.
| Feature | KBank Makro Platinum KBank | KBank Platinum Plus KBank | Krungsri NOW Krungsri |
|---|---|---|---|
| Annual fee | ฿1,490 | ฿2,999 | ฿599 |
| Min income (monthly) | ฿20,000 | ฿35,000 | ฿15,000 |
| Top reward rate | 5% | 3% | 1% cashback |
| Net annual value (moderate spend) | ฿148/yr | ฿31/yr | ฿2,831/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | ฿100 |
Frequently asked questions
- Which card has the lower annual fee?
- Krungsri NOW has the lowest annual fee at ฿599.
- Which card earns more on moderate spend?
- Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Krungsri NOW lists a minimum monthly income of ฿15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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Your adjusted comparison
| Feature | KBankPlatinum KBank Makro Platinum •••• •••• •••• 4242 Quick facts KBank Makro Platinum Top reward5% Annual fee฿1,490 Min income฿20,000/mo Tap to flip back KBank Makro Platinum KBank | KBankPlatinum KBank Platinum Plus •••• •••• •••• 4242 Quick facts KBank Platinum Plus Top reward3% Annual fee฿2,999 Min income฿35,000/mo Tap to flip back KBank Platinum Plus KBank | KrungsriGold Krungsri NOW •••• •••• •••• 4242 Quick facts Krungsri NOW Top reward1% cashback Annual fee฿599 Min income฿15,000/mo Tap to flip back Krungsri NOW Krungsri |
|---|---|---|---|
| Annual fee | ฿1,490 | ฿2,999 | ฿599 |
| Min income | ฿20,000 | ฿35,000 | ฿15,000 |
| Top reward rate | 5% | 3% | 1% cashback |
| Net value (moderate) | ฿148/yr | ฿31/yr | ฿2,831/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | ฿100 |
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