Which card has the lower annual fee?

Krungsri NOW has the lowest annual fee at ฿599.

Which card earns more on moderate spend?

Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri NOW lists a minimum monthly income of ฿15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Makro Platinum vs Krungsri NOW vs SCB Private Banking Infinite

Honest side-by-side comparison of KBank Makro Platinum, Krungsri NOW, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri NOW ranks first for estimated net annual value — ahead of KBank Makro Platinum by about ฿2,683/yr.

KBank Makro Platinum vs Krungsri NOW vs SCB Private Banking Infinite comparison table
Feature	KBank Makro Platinum KBank	Krungsri NOW Krungsri	SCB Private Banking Infinite SCB
Annual fee	฿1,490	฿599	฿20,000
Min income (monthly)	฿20,000	฿15,000	฿150,000
Top reward rate	5%	1% cashback	5%
Net annual value (moderate spend)	฿148/yr	฿2,831/yr	-฿13,700/yr
Secured / FD-backed	No	No	No
Signup bonus	—	฿100	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri NOW has the lowest annual fee at ฿599.
Which card earns more on moderate spend?: Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri NOW lists a minimum monthly income of ฿15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank Makro Platinum •••• •••• •••• 4242 Quick facts KBank Makro Platinum Top reward5% Annual fee฿1,490 Min income฿20,000/mo Tap to flip back KBank Makro Platinum KBank	KrungsriGold Krungsri NOW •••• •••• •••• 4242 Quick facts Krungsri NOW Top reward1% cashback Annual fee฿599 Min income฿15,000/mo Tap to flip back Krungsri NOW Krungsri	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿1,490	฿599	฿20,000
Min income	฿20,000	฿15,000	฿150,000
Top reward rate	5%	1% cashback	5%
Net value (moderate)	฿148/yr	฿2,831/yr	-฿13,700/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	฿100	—

KBank Makro Platinum details →Krungsri NOW details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Makro Platinum comparisons