Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

UOB ONE Card (Thailand) lists a minimum monthly income of ฿30,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Secured Card vs ttb Platinum Credit Card vs UOB ONE Card (Thailand)

Honest side-by-side comparison of KBank Secured Card, ttb Platinum Credit Card, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Secured Card ranks first for estimated net annual value — ahead of UOB ONE Card (Thailand) by about ฿580/yr.

KBank Secured Card vs ttb Platinum Credit Card vs UOB ONE Card (Thailand) comparison table
Feature	KBank Secured Card KBank	ttb Platinum Credit Card ttb	UOB ONE Card (Thailand) UOB
Annual fee	฿0	฿3,999	฿2,500
Min income (monthly)	Not stated	฿35,000	฿30,000
Top reward rate	0.5% cashback	2%	Up to 3%
Net annual value (moderate spend)	฿750/yr	-฿1,569/yr	฿170/yr
Secured / FD-backed	Yes	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: UOB ONE Card (Thailand) lists a minimum monthly income of ฿30,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

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Your adjusted comparison

Feature	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿0	฿3,999	฿2,500
Min income	Not stated	฿35,000	฿30,000
Top reward rate	0.5% cashback	2%	Up to 3%
Net value (moderate)	฿750/yr	-฿1,569/yr	฿170/yr
Secured / no bureau	FD-backed	Standard	Standard
Signup bonus	—	—	—

KBank Secured Card details →ttb Platinum Credit Card details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Secured Card comparisons