Which card has the lower annual fee?

KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs SCB Ultra Platinum vs UOB ONE Card (Thailand)

Honest side-by-side comparison of KBank World Rewards Mastercard, SCB Ultra Platinum, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of UOB ONE Card (Thailand) by about ฿750/yr.

KBank World Rewards Mastercard vs SCB Ultra Platinum vs UOB ONE Card (Thailand) comparison table
Feature	KBank World Rewards Mastercard KBank	SCB Ultra Platinum SCB	UOB ONE Card (Thailand) UOB
Annual fee	฿2,500	฿6,999	฿2,500
Min income (monthly)	฿30,000	฿80,000	฿30,000
Top reward rate	3%	4%	Up to 3%
Net annual value (moderate spend)	฿920/yr	-฿1,089/yr	฿170/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿2,500	฿6,999	฿2,500
Min income	฿30,000	฿80,000	฿30,000
Top reward rate	3%	4%	Up to 3%
Net value (moderate)	฿920/yr	-฿1,089/yr	฿170/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank World Rewards Mastercard details →SCB Ultra Platinum details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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