Which card has the lower annual fee?

Krungsri HP Platinum has the lowest annual fee at ฿1,990.

Which card earns more on moderate spend?

Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri HP Platinum lists a minimum monthly income of ฿25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Krungsri HP Platinum vs SCB FIRST vs UOB ONE Card (Thailand)

Honest side-by-side comparison of Krungsri HP Platinum, SCB FIRST, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri HP Platinum ranks first for estimated net annual value — ahead of SCB FIRST by about ฿59/yr.

Krungsri HP Platinum vs SCB FIRST vs UOB ONE Card (Thailand) comparison table
Feature	Krungsri HP Platinum Krungsri	SCB FIRST SCB	UOB ONE Card (Thailand) UOB
Annual fee	฿1,990	฿3,999	฿2,500
Min income (monthly)	฿25,000	฿50,000	฿30,000
Top reward rate	5%	3% cashback	Up to 3%
Net annual value (moderate spend)	฿560/yr	฿501/yr	฿170/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri HP Platinum has the lowest annual fee at ฿1,990.
Which card earns more on moderate spend?: Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri HP Platinum lists a minimum monthly income of ฿25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri	SCBPlatinum SCB FIRST •••• •••• •••• 4242 Quick facts SCB FIRST Top reward3% cashback Annual fee฿3,999 Min income฿50,000/mo Tap to flip back SCB FIRST SCB	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿1,990	฿3,999	฿2,500
Min income	฿25,000	฿50,000	฿30,000
Top reward rate	5%	3% cashback	Up to 3%
Net value (moderate)	฿560/yr	฿501/yr	฿170/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Krungsri HP Platinum details →SCB FIRST details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Krungsri HP Platinum comparisons