Which card has the lower annual fee?

SCB JCB Platinum has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

SCB JCB Platinum leads with an estimated ฿1,010/yr net annual value on moderate spend.

Which card has the lower income requirement?

SCB JCB Platinum lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SCB JCB Platinum vs ttb reserve infinite vs UOB ONE Card (Thailand)

Honest side-by-side comparison of SCB JCB Platinum, ttb reserve infinite, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB JCB Platinum ranks first for estimated net annual value — ahead of UOB ONE Card (Thailand) by about ฿840/yr.

SCB JCB Platinum vs ttb reserve infinite vs UOB ONE Card (Thailand) comparison table
Feature	SCB JCB Platinum SCB	ttb reserve infinite ttb	UOB ONE Card (Thailand) UOB
Annual fee	฿2,500	฿16,900	฿2,500
Min income (monthly)	฿30,000	฿100,000	฿30,000
Top reward rate	3%	5% cashback	Up to 3%
Net annual value (moderate spend)	฿1,010/yr	-฿10,600/yr	฿170/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: SCB JCB Platinum has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: SCB JCB Platinum leads with an estimated ฿1,010/yr net annual value on moderate spend.
Which card has the lower income requirement?: SCB JCB Platinum lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	SCBPlatinum SCB JCB Platinum •••• •••• •••• 4242 Quick facts SCB JCB Platinum Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back SCB JCB Platinum SCB	ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿2,500	฿16,900	฿2,500
Min income	฿30,000	฿100,000	฿30,000
Top reward rate	3%	5% cashback	Up to 3%
Net value (moderate)	฿1,010/yr	-฿10,600/yr	฿170/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

SCB JCB Platinum details →ttb reserve infinite details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More SCB JCB Platinum comparisons