Which card has the lower annual fee?

SCB M LIFESTYLE has the lowest annual fee at ฿999.

Which card earns more on moderate spend?

SCB M LIFESTYLE leads with an estimated ฿3,891/yr net annual value on moderate spend.

Which card has the lower income requirement?

SCB M LIFESTYLE lists a minimum monthly income of ฿20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SCB M LIFESTYLE vs SCB Prime vs ttb Platinum Credit Card

Honest side-by-side comparison of SCB M LIFESTYLE, SCB Prime, ttb Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB M LIFESTYLE ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿5,460/yr.

SCB M LIFESTYLE vs SCB Prime vs ttb Platinum Credit Card comparison table
Feature	SCB M LIFESTYLE SCB	SCB Prime SCB	ttb Platinum Credit Card ttb
Annual fee	฿999	฿4,999	฿3,999
Min income (monthly)	฿20,000	฿50,000	฿35,000
Top reward rate	Up to 5%	3%	2%
Net annual value (moderate spend)	฿3,891/yr	-฿1,879/yr	-฿1,569/yr
Secured / FD-backed	No	No	No
Signup bonus	฿300	—	—

Frequently asked questions

Which card has the lower annual fee?: SCB M LIFESTYLE has the lowest annual fee at ฿999.
Which card earns more on moderate spend?: SCB M LIFESTYLE leads with an estimated ฿3,891/yr net annual value on moderate spend.
Which card has the lower income requirement?: SCB M LIFESTYLE lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	SCBGold SCB M LIFESTYLE •••• •••• •••• 4242 Quick facts SCB M LIFESTYLE Top rewardUp to 5% Annual fee฿999 Min income฿20,000/mo Tap to flip back SCB M LIFESTYLE SCB	SCBPlatinum SCB Prime •••• •••• •••• 4242 Quick facts SCB Prime Top reward3% Annual fee฿4,999 Min income฿50,000/mo Tap to flip back SCB Prime SCB	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb
Annual fee	฿999	฿4,999	฿3,999
Min income	฿20,000	฿50,000	฿35,000
Top reward rate	Up to 5%	3%	2%
Net value (moderate)	฿3,891/yr	-฿1,879/yr	-฿1,569/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	฿300	—	—

SCB M LIFESTYLE details →SCB Prime details →ttb Platinum Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More SCB M LIFESTYLE comparisons