Which card has the lower annual fee?

UOB ONE Card (Thailand) has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

UOB ONE Card (Thailand) leads with an estimated ฿170/yr net annual value on moderate spend.

Which card has the lower income requirement?

UOB ONE Card (Thailand) lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SCB Private Banking Infinite vs ttb Platinum Credit Card vs UOB ONE Card (Thailand)

Honest side-by-side comparison of SCB Private Banking Infinite, ttb Platinum Credit Card, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, UOB ONE Card (Thailand) ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿1,739/yr.

SCB Private Banking Infinite vs ttb Platinum Credit Card vs UOB ONE Card (Thailand) comparison table
Feature	SCB Private Banking Infinite SCB	ttb Platinum Credit Card ttb	UOB ONE Card (Thailand) UOB
Annual fee	฿20,000	฿3,999	฿2,500
Min income (monthly)	฿150,000	฿35,000	฿30,000
Top reward rate	5%	2%	Up to 3%
Net annual value (moderate spend)	-฿13,700/yr	-฿1,569/yr	฿170/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: UOB ONE Card (Thailand) has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: UOB ONE Card (Thailand) leads with an estimated ฿170/yr net annual value on moderate spend.
Which card has the lower income requirement?: UOB ONE Card (Thailand) lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿20,000	฿3,999	฿2,500
Min income	฿150,000	฿35,000	฿30,000
Top reward rate	5%	2%	Up to 3%
Net value (moderate)	-฿13,700/yr	-฿1,569/yr	฿170/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

SCB Private Banking Infinite details →ttb Platinum Credit Card details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More SCB Private Banking Infinite comparisons