Cashback, points, miles, and maximizing everyday spends.
7 articles · India · English
Stop leaving cashback on the table
Most Visa/Mastercard products cannot link for UPI credit. Here is the honest earn / no-earn map for cards we track — plus Jul 2026 PhonePe caps.
Banks sell earn rates
Banks sell earn rates. You live on redeem rates. We ran 15 popular cards through our engine — the gap is shocking.
Stop leaving cashback on the table
In early 2026 Indian card issuers announced a wave of benefit cuts and devaluations.
Cash redemption is rare at 1:1
Cash redemption is rare at 1:1. Most cards offer 0.20–0.50 paise per point unless you transfer to partners.
Stop leaving cashback on the table
Fuel cards shine when you spend ₹8,000+/month at pumps — otherwise general cashback may win.
Stop leaving cashback on the table
Amazon Pay, Flipkart Axis, and general 5% cards — which wins for your cart size and caps?
Not all '5% rewards' are equal
Not all '5% rewards' are equal. Caps, partner lists, and redemption ratios determine real value.
