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Amex Membership Rewards CC vs slice credit card

Honest side-by-side comparison of Amex Membership Rewards CC, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Amex Membership Rewards CC

American Express

slice credit card

Slice

Your adjusted comparison

Feature
Amex Membership Rewards CC credit card

Amex Membership Rewards CC

American Express

slice credit card

slice credit card

Slice

Fees & eligibility
Annual fee₹4,500Lifetime free
Fee waiver thresholdNo waiver publishedLifetime free
Min income₹60,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹4,194/yr₹3,240/yr
Top reward rate2 RP/₹150Up to 1% cashback
Primary reward capNo monthly cap published₹500 rewards/mo cap
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · Some small merchantsRent · Wallet loads · EMI
Bonuses
Signup bonus₹4,000

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card leads Amex Membership Rewards CC by about ₹7,434/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

Amex Membership Rewards CC vs slice credit card comparison table
FeatureAmex Membership Rewards CC

American Express

slice credit card

Slice

Fees & eligibility
Annual fee₹4,500Lifetime free
Fee waiver thresholdNo waiver publishedLifetime free
Min income₹60,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹4,194/yr₹3,240/yr
Top reward rate2 RP/₹150Up to 1% cashback
Primary reward capNo monthly cap published₹500 rewards/mo cap
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · Some small merchantsRent · Wallet loads · EMI
Bonuses
Signup bonus₹4,000

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
slice credit card leads with an estimated ₹3,240/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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