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American Express Platinum Travel Card vs slice credit card vs YES ACE Credit Card

Honest side-by-side comparison of American Express Platinum Travel Card, slice credit card, YES ACE Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, American Express Platinum Travel Card ranks first for estimated net annual value — ahead of YES ACE Credit Card by about ₹1,539/yr.

American Express Platinum Travel Card vs slice credit card vs YES ACE Credit Card comparison table
FeatureAmerican Express Platinum Travel Card

American Express

slice credit card

Slice

YES ACE Credit Card

YES Bank

Fees & eligibility
Annual fee₹5,000Lifetime free₹499
Fee waiver thresholdNo waiver publishedLifetime freeNo waiver published
Min income₹60,000/mo₹15,000/mo₹25,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,990/yr₹3,510/yr₹4,451/yr
Fuel4% cashback → ₹160/mo (₹1,920/yr)
Travel3 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate3X Membership Rewards/₹150Up to 1% cashback4% cashback
Primary reward capNo monthly cap published₹500 eligible spend/mo₹1,000 eligible spend/mo
Perks & restrictions
Lounge accessPriority Pass — international lounge network · PP membership included; visit limits per Amex T&Cs — not spend-gatedNoneDomestic lounge visits (limited) · YES ACE lounge benefit is spend-linked — verify current threshold on YES Bank site
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Small merchantsRent · Wallet loads · EMIEMI · Rent
Bonuses
Signup bonus₹10,000

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
American Express Platinum Travel Card leads with an estimated ₹5,990/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

American Express Platinum Travel Card

American Express

slice credit card

Slice

YES ACE Credit Card

YES Bank

Your adjusted comparison

Feature
American ExpressPlatinum

American Express Platinum Travel Card

•••• •••• •••• 4242

Quick facts

American Express Platinum Travel Card

Top reward3X Membership Rewards/₹150
Annual fee₹5,000
Min income₹60,000/mo

Tap to flip back

American Express Platinum Travel Card

American Express

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

YES BankGold

YES ACE Credit Card

•••• •••• •••• 4242

Quick facts

YES ACE Credit Card

Top reward4% cashback
Annual fee₹499
Min income₹25,000/mo

Tap to flip back

YES ACE Credit Card

YES Bank

Fees & eligibility
Annual fee₹5,000Lifetime free₹499
Fee waiver thresholdNo waiver publishedLifetime freeNo waiver published
Min income₹60,000/mo₹15,000/mo₹25,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,990/yr₹3,510/yr₹4,451/yr
Fuel4% cashback → ₹160/mo (₹1,920/yr)
Travel3 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate3X Membership Rewards/₹150Up to 1% cashback4% cashback
Primary reward capNo monthly cap published₹500 eligible spend/mo₹1,000 eligible spend/mo
Perks & restrictions
Lounge accessPriority Pass — international lounge network · PP membership included; visit limits per Amex T&Cs — not spend-gatedNoneDomestic lounge visits (limited) · YES ACE lounge benefit is spend-linked — verify current threshold on YES Bank site
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Small merchantsRent · Wallet loads · EMIEMI · Rent
Bonuses
Signup bonus₹10,000

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