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Axis Bank Neo Credit Card vs HDFC 6E Rewards Credit Card vs slice credit card

Honest side-by-side comparison of Axis Bank Neo Credit Card, HDFC 6E Rewards Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of Axis Bank Neo Credit Card by about ₹1,710/yr.

Axis Bank Neo Credit Card vs HDFC 6E Rewards Credit Card vs slice credit card comparison table
FeatureAxis Bank Neo Credit Card

Axis Bank

HDFC 6E Rewards Credit Card

HDFC Bank

slice credit card

Slice

Fees & eligibility
Annual feeLifetime free₹500Lifetime free
Fee waiver thresholdLifetime freeWaived at ₹2,00,000/yr spendLifetime free
Min income₹15,000/mo₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹1,800/yr₹380/yr₹3,510/yr
Online shopping1% cashback → ₹100/mo (₹1,200/yr)
Travel5 pts per ₹150 spend → ₹42/mo (₹500/yr)
Top reward rate10% off5X reward pointsUp to 1% cashback
Primary reward capNo monthly cap publishedNo monthly cap published₹500 eligible spend/mo
UPI rewardsEarns: Per Neo reward structure on eligible spends · cap Issuer caps applyNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
Axis Bank Neo Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
Which card has the lower income requirement?
Axis Bank Neo Credit Card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Axis Bank Neo Credit Card

Axis Bank

HDFC 6E Rewards Credit Card

HDFC Bank

slice credit card

Slice

Your adjusted comparison

Feature
Axis BankClassic

Axis Bank Neo Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Neo Credit Card

Top reward10% off
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

Axis Bank Neo Credit Card

Axis Bank

HDFC BankPlatinum

HDFC 6E Rewards Credit Card

•••• •••• •••• 4242

Quick facts

HDFC 6E Rewards Credit Card

Top reward5X reward points
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

HDFC 6E Rewards Credit Card

HDFC Bank

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

Fees & eligibility
Annual feeLifetime free₹500Lifetime free
Fee waiver thresholdLifetime freeWaived at ₹2,00,000/yr spendLifetime free
Min income₹15,000/mo₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹1,800/yr₹380/yr₹3,510/yr
Online shopping1% cashback → ₹100/mo (₹1,200/yr)
Travel5 pts per ₹150 spend → ₹42/mo (₹500/yr)
Top reward rate10% off5X reward pointsUp to 1% cashback
Primary reward capNo monthly cap publishedNo monthly cap published₹500 eligible spend/mo
UPI rewardsEarns: Per Neo reward structure on eligible spends · cap Issuer caps applyNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus

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