Side-by-side · honest numbers
Axis Bank SELECT Credit Card vs SBI Card MILES vs slice credit card
Honest side-by-side comparison of Axis Bank SELECT Credit Card, SBI Card MILES, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of SBI Card MILES by about ₹220/yr.
| Feature | Axis Bank SELECT Credit Card Axis Bank | SBI Card MILES SBI Card | slice credit card Slice |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹3,000 | ₹1,499 | Lifetime free |
| Fee waiver threshold | Waived at ₹3,00,000/yr spend | Waived at ₹3,00,000/yr spend | Lifetime free |
| Min income | ₹50,000/mo | ₹35,000/mo | ₹15,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -₹62/yr | ₹3,290/yr | ₹3,510/yr |
| Travel | 2 pts per ₹150 spend → ₹13/mo (₹160/yr) | 9 pts per ₹150 spend → ₹75/mo (₹900/yr) | — |
| Top reward rate | 2 EDGE miles/₹150 | 6X reward points | Up to 1% cashback |
| Primary reward cap | No monthly cap published | No monthly cap published | ₹500 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | Domestic lounge — typically 2 visits per quarter · Minimum spend required — see issuer T&Cs for current threshold | None | None |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap |
| Key exclusions | EMI · Fuel · Rent · Wallet | Fuel · Rent · Wallet · EMI | Rent · Wallet loads · EMI |
| Bonuses | |||
| Signup bonus | — | ₹2,000 | — |
Frequently asked questions
- Which card has the lower annual fee?
- slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- slice credit card lists a minimum monthly income of ₹15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Axis Bank SELECT Credit Card
Axis Bank
SBI Card MILES
SBI Card
slice credit card
Slice
Your adjusted comparison
| Feature | Axis BankPlatinum Axis Bank SELECT Credit Card •••• •••• •••• 4242 Quick facts Axis Bank SELECT Credit Card Top reward2 EDGE miles/₹150 Annual fee₹3,000 Min income₹50,000/mo Tap to flip back Axis Bank SELECT Credit Card Axis Bank | SBI CardPlatinum SBI Card MILES •••• •••• •••• 4242 Quick facts SBI Card MILES Top reward6X reward points Annual fee₹1,499 Min income₹35,000/mo Tap to flip back SBI Card MILES SBI Card | SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹3,000 | ₹1,499 | Lifetime free |
| Fee waiver threshold | Waived at ₹3,00,000/yr spend | Waived at ₹3,00,000/yr spend | Lifetime free |
| Min income | ₹50,000/mo | ₹35,000/mo | ₹15,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -₹62/yr | ₹3,290/yr | ₹3,510/yr |
| Travel | 2 pts per ₹150 spend → ₹13/mo (₹160/yr) | 9 pts per ₹150 spend → ₹75/mo (₹900/yr) | — |
| Top reward rate | 2 EDGE miles/₹150 | 6X reward points | Up to 1% cashback |
| Primary reward cap | No monthly cap published | No monthly cap published | ₹500 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | Domestic lounge — typically 2 visits per quarter · Minimum spend required — see issuer T&Cs for current threshold | None | None |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap |
| Key exclusions | EMI · Fuel · Rent · Wallet | Fuel · Rent · Wallet · EMI | Rent · Wallet loads · EMI |
| Bonuses | |||
| Signup bonus | — | ₹2,000 | — |
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