Side-by-side · honest numbers
Bajaj Finserv DBS Bank SuperCard vs Bajaj Finserv RBL Bank SuperCard vs SBI BPCL Octane
Honest side-by-side comparison of Bajaj Finserv DBS Bank SuperCard, Bajaj Finserv RBL Bank SuperCard, SBI BPCL Octane — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of Bajaj Finserv DBS Bank SuperCard by about ₹9,390/yr.
| Feature | Bajaj Finserv DBS Bank SuperCard DBS Bank | Bajaj Finserv RBL Bank SuperCard RBL Bank | SBI BPCL Octane SBI Card |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹999 | ₹1,499 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | No waiver published | Waived at ₹2,00,000/yr spend |
| Min income | ₹25,000/mo | ₹25,000/mo | ₹30,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹180/yr | -₹739/yr | ₹9,570/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — |
| Groceries (offline) | — | — | 6 pts per ₹150 spend → ₹60/mo (₹720/yr) |
| Dining & delivery | — | — | 6 pts per ₹150 spend → ₹40/mo (₹480/yr) |
| Fuel | — | — | 37.5 pts per ₹150 spend → ₹250/mo (₹3,000/yr) |
| Top reward rate | 2X reward points | 2X points/₹150 | 25X points |
| Primary reward cap | No monthly cap published | No monthly cap published | ₹10,000 eligible spend/mo |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI interest · Cash advance | Non-BPCL fuel · EMI · Rent · Wallet |
| Bonuses | |||
| Signup bonus | — | — | ₹6,000 |
Frequently asked questions
- Which card has the lower annual fee?
- Bajaj Finserv DBS Bank SuperCard has the lowest annual fee at ₹999.
- Which card earns more on moderate spend?
- SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Bajaj Finserv DBS Bank SuperCard lists a minimum monthly income of ₹25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Bajaj Finserv DBS Bank SuperCard
DBS Bank
Bajaj Finserv RBL Bank SuperCard
RBL Bank
SBI BPCL Octane
SBI Card
Your adjusted comparison
| Feature | DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank | RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank | SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹999 | ₹1,499 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | No waiver published | Waived at ₹2,00,000/yr spend |
| Min income | ₹25,000/mo | ₹25,000/mo | ₹30,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹180/yr | -₹739/yr | ₹9,570/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — |
| Groceries (offline) | — | — | 6 pts per ₹150 spend → ₹60/mo (₹720/yr) |
| Dining & delivery | — | — | 6 pts per ₹150 spend → ₹40/mo (₹480/yr) |
| Fuel | — | — | 37.5 pts per ₹150 spend → ₹250/mo (₹3,000/yr) |
| Top reward rate | 2X reward points | 2X points/₹150 | 25X points |
| Primary reward cap | No monthly cap published | No monthly cap published | ₹10,000 eligible spend/mo |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI interest · Cash advance | Non-BPCL fuel · EMI · Rent · Wallet |
| Bonuses | |||
| Signup bonus | — | — | ₹6,000 |
Share this comparison
https://cardhungry.com/in/en/compare/bajaj-dbs-supercard-vs-bajaj-rbl-supercard-vs-sbi-bpcl-octaneMore Bajaj Finserv DBS Bank SuperCard comparisons
- Bajaj Finserv DBS Bank SuperCard vs 811 Dream Different Credit Card
- Bajaj Finserv DBS Bank SuperCard vs AU Altura Credit Card
- Bajaj Finserv DBS Bank SuperCard vs AU Zenith Credit Card
- Bajaj Finserv DBS Bank SuperCard vs American Express Gold Card
- Bajaj Finserv DBS Bank SuperCard vs American Express Platinum Travel Card
- Bajaj Finserv DBS Bank SuperCard vs American Express SmartEarn Credit Card
- Bajaj Finserv DBS Bank SuperCard vs Amex Membership Rewards CC
- Bajaj Finserv DBS Bank SuperCard vs Axis Bank ACE Credit Card
- Bajaj Finserv DBS Bank SuperCard vs Axis Bank Airtel Credit Card
- Bajaj Finserv DBS Bank SuperCard vs Axis Bank Atlas Credit Card
- Bajaj Finserv DBS Bank SuperCard vs Axis Bank Flipkart Credit Card
- Bajaj Finserv DBS Bank SuperCard vs Axis Bank Magnus Credit Card