Side-by-side · honest numbers
Bajaj Finserv DBS Bank SuperCard vs ICICI Coral Credit Card vs SBI Cashback Credit Card
Honest side-by-side comparison of Bajaj Finserv DBS Bank SuperCard, ICICI Coral Credit Card, SBI Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, SBI Cashback Credit Card ranks first for estimated net annual value — ahead of Bajaj Finserv DBS Bank SuperCard by about ₹6,570/yr.
| Feature | Bajaj Finserv DBS Bank SuperCard DBS Bank | ICICI Coral Credit Card ICICI Bank | SBI Cashback Credit Card SBI Card |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹500 | ₹999 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | No waiver published | Waived at ₹2,00,000/yr spend |
| Min income | ₹25,000/mo | ₹30,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹180/yr | ₹90/yr | ₹6,750/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — | 5% cashback → ₹500/mo (₹6,000/yr) |
| Top reward rate | 2X reward points | 2 RP/₹100 | 5% |
| Primary reward cap | No monthly cap published | ₹100/ticket | ₹2,000 rewards/mo cap |
| Perks & restrictions | |||
| Lounge access | None | Railway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs | None |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent | Fuel · Utilities · Insurance · Rent · Wallet loads |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Coral Credit Card has the lowest annual fee at ₹500.
- Which card earns more on moderate spend?
- SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Bajaj Finserv DBS Bank SuperCard lists a minimum monthly income of ₹25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Bajaj Finserv DBS Bank SuperCard
DBS Bank
ICICI Coral Credit Card
ICICI Bank
SBI Cashback Credit Card
SBI Card
Your adjusted comparison
| Feature | DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank | ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank | SBI CardGold SBI Cashback Credit Card •••• •••• •••• 4242 Quick facts SBI Cashback Credit Card Top reward5% Annual fee₹999 Min income₹25,000/mo Tap to flip back SBI Cashback Credit Card SBI Card |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹500 | ₹999 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | No waiver published | Waived at ₹2,00,000/yr spend |
| Min income | ₹25,000/mo | ₹30,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹180/yr | ₹90/yr | ₹6,750/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — | 5% cashback → ₹500/mo (₹6,000/yr) |
| Top reward rate | 2X reward points | 2 RP/₹100 | 5% |
| Primary reward cap | No monthly cap published | ₹100/ticket | ₹2,000 rewards/mo cap |
| Perks & restrictions | |||
| Lounge access | None | Railway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs | None |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent | Fuel · Utilities · Insurance · Rent · Wallet loads |
| Bonuses | |||
| Signup bonus | — | — | — |
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https://cardhungry.com/in/en/compare/bajaj-dbs-supercard-vs-icici-coral-vs-sbi-cashbackMore Bajaj Finserv DBS Bank SuperCard comparisons
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