Which card has the lower annual fee?

Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv DBS Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv DBS Bank SuperCard vs Kotak League Platinum vs SBI BPCL Octane

Honest side-by-side comparison of Bajaj Finserv DBS Bank SuperCard, Kotak League Platinum, SBI BPCL Octane — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of Kotak League Platinum by about ₹8,980/yr.

Bajaj Finserv DBS Bank SuperCard vs Kotak League Platinum vs SBI BPCL Octane comparison table
Feature	Bajaj Finserv DBS Bank SuperCard DBS Bank	Kotak League Platinum Kotak Mahindra Bank	SBI BPCL Octane SBI Card
Fees & eligibility
Annual fee	₹999	Lifetime free	₹1,499
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Lifetime free	Waived at ₹2,00,000/yr spend
Min income	₹25,000/mo	₹25,000/mo	₹30,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹180/yr	₹590/yr	₹9,570/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Groceries (offline)	—	—	6 pts per ₹150 spend → ₹60/mo (₹720/yr)
Dining & delivery	—	—	6 pts per ₹150 spend → ₹40/mo (₹480/yr)
Fuel	—	—	37.5 pts per ₹150 spend → ₹250/mo (₹3,000/yr)
Top reward rate	2X reward points	2 RP/₹150	25X points
Primary reward cap	No monthly cap published	No monthly cap published	₹10,000 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent	EMI · Fuel · Rent	Non-BPCL fuel · EMI · Rent · Wallet
Bonuses
Signup bonus	—	—	₹6,000

Frequently asked questions

Which card has the lower annual fee?: Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv DBS Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv DBS Bank SuperCard

DBS Bank

Card 2

Kotak League Platinum

Kotak Mahindra Bank

Card 3

SBI BPCL Octane

SBI Card

Your adjusted comparison

Feature	DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank	SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card
Fees & eligibility
Annual fee	₹999	Lifetime free	₹1,499
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Lifetime free	Waived at ₹2,00,000/yr spend
Min income	₹25,000/mo	₹25,000/mo	₹30,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹180/yr	₹590/yr	₹9,570/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Groceries (offline)	—	—	6 pts per ₹150 spend → ₹60/mo (₹720/yr)
Dining & delivery	—	—	6 pts per ₹150 spend → ₹40/mo (₹480/yr)
Fuel	—	—	37.5 pts per ₹150 spend → ₹250/mo (₹3,000/yr)
Top reward rate	2X reward points	2 RP/₹150	25X points
Primary reward cap	No monthly cap published	No monthly cap published	₹10,000 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent	EMI · Fuel · Rent	Non-BPCL fuel · EMI · Rent · Wallet
Bonuses
Signup bonus	—	—	₹6,000

Bajaj Finserv DBS Bank SuperCard details →Kotak League Platinum details →SBI BPCL Octane details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv DBS Bank SuperCard comparisons