Which card has the lower annual fee?

HDFC Bharat Cashback Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

HDFC Bharat Cashback Credit Card leads with an estimated ₹5,430/yr net annual value on moderate spend.

Which card has the lower income requirement?

HDFC Bharat Cashback Credit Card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HDFC Bharat Cashback Credit Card vs Tata Neu Plus HDFC Bank Credit Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC Bharat Cashback Credit Card, Tata Neu Plus HDFC Bank Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HDFC Bharat Cashback Credit Card ranks first for estimated net annual value — ahead of Tata Neu Plus HDFC Bank Credit Card by about ₹1,901/yr.

Bajaj Finserv RBL Bank SuperCard vs HDFC Bharat Cashback Credit Card vs Tata Neu Plus HDFC Bank Credit Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC Bharat Cashback Credit Card HDFC Bank	Tata Neu Plus HDFC Bank Credit Card HDFC Bank
Annual fee	₹999	₹0	₹499
Min income (monthly)	₹25,000	₹15,000	₹25,000
Top reward rate	2X points/₹150	5% cashback	5% NeuCoins
Net annual value (moderate spend)	-₹739/yr	₹5,430/yr	₹3,529/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	₹499

Frequently asked questions

Which card has the lower annual fee?: HDFC Bharat Cashback Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: HDFC Bharat Cashback Credit Card leads with an estimated ₹5,430/yr net annual value on moderate spend.
Which card has the lower income requirement?: HDFC Bharat Cashback Credit Card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

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Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankClassic HDFC Bharat Cashback Credit Card •••• •••• •••• 4242 Quick facts HDFC Bharat Cashback Credit Card Top reward5% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back HDFC Bharat Cashback Credit Card HDFC Bank	HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank
Annual fee	₹999	₹0	₹499
Min income	₹25,000	₹15,000	₹25,000
Top reward rate	2X points/₹150	5% cashback	5% NeuCoins
Net value (moderate)	-₹739/yr	₹5,430/yr	₹3,529/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	₹499

Bajaj Finserv RBL Bank SuperCard details →HDFC Bharat Cashback Credit Card details →Tata Neu Plus HDFC Bank Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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