Which card has the lower annual fee?

HDFC MoneyBack+ Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

Swiggy HDFC Bank Credit Card leads with an estimated ₹12,150/yr net annual value on moderate spend.

Which card has the lower income requirement?

HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HDFC MoneyBack+ Credit Card vs Swiggy HDFC Bank Credit Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC MoneyBack+ Credit Card, Swiggy HDFC Bank Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Swiggy HDFC Bank Credit Card ranks first for estimated net annual value — ahead of HDFC MoneyBack+ Credit Card by about ₹11,460/yr.

Bajaj Finserv RBL Bank SuperCard vs HDFC MoneyBack+ Credit Card vs Swiggy HDFC Bank Credit Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC MoneyBack+ Credit Card HDFC Bank	Swiggy HDFC Bank Credit Card HDFC Bank
Annual fee	₹999	₹500	₹500
Min income (monthly)	₹25,000	₹20,000	₹25,000
Top reward rate	2X points/₹150	10X points	10%
Net annual value (moderate spend)	-₹739/yr	₹690/yr	₹12,150/yr
Secured / FD-backed	No	No	No
Signup bonus	—	₹500	—

Frequently asked questions

Which card has the lower annual fee?: HDFC MoneyBack+ Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: Swiggy HDFC Bank Credit Card leads with an estimated ₹12,150/yr net annual value on moderate spend.
Which card has the lower income requirement?: HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankClassic HDFC MoneyBack+ Credit Card •••• •••• •••• 4242 Quick facts HDFC MoneyBack+ Credit Card Top reward10X points Annual fee₹500 Min income₹20,000/mo Tap to flip back HDFC MoneyBack+ Credit Card HDFC Bank	HDFC BankGold Swiggy HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Swiggy HDFC Bank Credit Card Top reward10% Annual fee₹500 Min income₹25,000/mo Tap to flip back Swiggy HDFC Bank Credit Card HDFC Bank
Annual fee	₹999	₹500	₹500
Min income	₹25,000	₹20,000	₹25,000
Top reward rate	2X points/₹150	10X points	10%
Net value (moderate)	-₹739/yr	₹690/yr	₹12,150/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	₹500	—

Bajaj Finserv RBL Bank SuperCard details →HDFC MoneyBack+ Credit Card details →Swiggy HDFC Bank Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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