Side-by-side · honest numbers
Bajaj Finserv RBL Bank SuperCard vs HDFC MoneyBack+ Credit Card vs SBI BPCL Octane
Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC MoneyBack+ Credit Card, SBI BPCL Octane — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of HDFC MoneyBack+ Credit Card by about ₹8,880/yr.
| Feature | Bajaj Finserv RBL Bank SuperCard RBL Bank | HDFC MoneyBack+ Credit Card HDFC Bank | SBI BPCL Octane SBI Card |
|---|---|---|---|
| Annual fee | ₹999 | ₹500 | ₹1,499 |
| Min income (monthly) | ₹25,000 | ₹20,000 | ₹30,000 |
| Top reward rate | 2X points/₹150 | 10X points | 25X points |
| Net annual value (moderate spend) | -₹739/yr | ₹690/yr | ₹9,570/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | ₹500 | ₹6,000 |
Frequently asked questions
- Which card has the lower annual fee?
- HDFC MoneyBack+ Credit Card has the lowest annual fee at ₹500.
- Which card earns more on moderate spend?
- SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank | HDFC BankClassic HDFC MoneyBack+ Credit Card •••• •••• •••• 4242 Quick facts HDFC MoneyBack+ Credit Card Top reward10X points Annual fee₹500 Min income₹20,000/mo Tap to flip back HDFC MoneyBack+ Credit Card HDFC Bank | SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card |
|---|---|---|---|
| Annual fee | ₹999 | ₹500 | ₹1,499 |
| Min income | ₹25,000 | ₹20,000 | ₹30,000 |
| Top reward rate | 2X points/₹150 | 10X points | 25X points |
| Net value (moderate) | -₹739/yr | ₹690/yr | ₹9,570/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | ₹500 | ₹6,000 |
More Bajaj Finserv RBL Bank SuperCard comparisons
- Bajaj Finserv RBL Bank SuperCard vs 811 Dream Different Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Altura Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Zenith Credit Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Gold Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Platinum Travel Card
- Bajaj Finserv RBL Bank SuperCard vs Amex Membership Rewards CC
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank ACE Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Atlas Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Flipkart Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Magnus Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank My Zone Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Neo Credit Card