Which card has the lower annual fee?

YES ACE Credit Card has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HDFC Regalia Gold vs YES ACE Credit Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC Regalia Gold, YES ACE Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HDFC Regalia Gold ranks first for estimated net annual value — ahead of YES ACE Credit Card by about ₹1,105/yr.

Bajaj Finserv RBL Bank SuperCard vs HDFC Regalia Gold vs YES ACE Credit Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC Regalia Gold HDFC Bank	YES ACE Credit Card YES Bank
Annual fee	₹999	₹2,500	₹499
Min income (monthly)	₹25,000	₹50,000	₹25,000
Top reward rate	2X points/₹150	4 RP/₹150	4% cashback
Net annual value (moderate spend)	-₹739/yr	₹5,556/yr	₹4,451/yr
Secured / FD-backed	No	No	No
Signup bonus	—	₹2,500	—

Frequently asked questions

Which card has the lower annual fee?: YES ACE Credit Card has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankPlatinum HDFC Regalia Gold •••• •••• •••• 4242 Quick facts HDFC Regalia Gold Top reward4 RP/₹150 Annual fee₹2,500 Min income₹50,000/mo Tap to flip back HDFC Regalia Gold HDFC Bank	YES BankGold YES ACE Credit Card •••• •••• •••• 4242 Quick facts YES ACE Credit Card Top reward4% cashback Annual fee₹499 Min income₹25,000/mo Tap to flip back YES ACE Credit Card YES Bank
Annual fee	₹999	₹2,500	₹499
Min income	₹25,000	₹50,000	₹25,000
Top reward rate	2X points/₹150	4 RP/₹150	4% cashback
Net value (moderate)	-₹739/yr	₹5,556/yr	₹4,451/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	₹2,500	—

Bajaj Finserv RBL Bank SuperCard details →HDFC Regalia Gold details →YES ACE Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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