Side-by-side · honest numbers
Bajaj Finserv RBL Bank SuperCard vs Swiggy HDFC Bank Credit Card vs SBI SimplySAVE
Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, Swiggy HDFC Bank Credit Card, SBI SimplySAVE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Swiggy HDFC Bank Credit Card ranks first for estimated net annual value — ahead of SBI SimplySAVE by about ₹6,669/yr.
| Feature | Bajaj Finserv RBL Bank SuperCard RBL Bank | Swiggy HDFC Bank Credit Card HDFC Bank | SBI SimplySAVE SBI Card |
|---|---|---|---|
| Annual fee | ₹999 | ₹500 | ₹499 |
| Min income (monthly) | ₹25,000 | ₹25,000 | ₹18,000 |
| Top reward rate | 2X points/₹150 | 10% | 10 RP/₹100 |
| Net annual value (moderate spend) | -₹739/yr | ₹12,150/yr | ₹5,481/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | ₹2,000 |
Frequently asked questions
- Which card has the lower annual fee?
- SBI SimplySAVE has the lowest annual fee at ₹499.
- Which card earns more on moderate spend?
- Swiggy HDFC Bank Credit Card leads with an estimated ₹12,150/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- SBI SimplySAVE lists a minimum monthly income of ₹18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank | HDFC BankGold Swiggy HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Swiggy HDFC Bank Credit Card Top reward10% Annual fee₹500 Min income₹25,000/mo Tap to flip back Swiggy HDFC Bank Credit Card HDFC Bank | SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card |
|---|---|---|---|
| Annual fee | ₹999 | ₹500 | ₹499 |
| Min income | ₹25,000 | ₹25,000 | ₹18,000 |
| Top reward rate | 2X points/₹150 | 10% | 10 RP/₹100 |
| Net value (moderate) | -₹739/yr | ₹12,150/yr | ₹5,481/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | ₹2,000 |
More Bajaj Finserv RBL Bank SuperCard comparisons
- Bajaj Finserv RBL Bank SuperCard vs 811 Dream Different Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Altura Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Zenith Credit Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Gold Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Platinum Travel Card
- Bajaj Finserv RBL Bank SuperCard vs Amex Membership Rewards CC
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank ACE Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Atlas Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Flipkart Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Magnus Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank My Zone Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Neo Credit Card