Which card has the lower annual fee?

Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

HSBC Cashback Credit Card leads with an estimated ₹7,941/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs Tata Neu Plus HDFC Bank Credit Card vs HSBC Cashback Credit Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, Tata Neu Plus HDFC Bank Credit Card, HSBC Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HSBC Cashback Credit Card ranks first for estimated net annual value — ahead of Tata Neu Plus HDFC Bank Credit Card by about ₹4,412/yr.

Bajaj Finserv RBL Bank SuperCard vs Tata Neu Plus HDFC Bank Credit Card vs HSBC Cashback Credit Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	Tata Neu Plus HDFC Bank Credit Card HDFC Bank	HSBC Cashback Credit Card HSBC
Annual fee	₹999	₹499	₹999
Min income (monthly)	₹25,000	₹25,000	₹40,000
Top reward rate	2X points/₹150	5% NeuCoins	10%
Net annual value (moderate spend)	-₹739/yr	₹3,529/yr	₹7,941/yr
Secured / FD-backed	No	No	No
Signup bonus	—	₹499	—

Frequently asked questions

Which card has the lower annual fee?: Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: HSBC Cashback Credit Card leads with an estimated ₹7,941/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank	HSBCGold HSBC Cashback Credit Card •••• •••• •••• 4242 Quick facts HSBC Cashback Credit Card Top reward10% Annual fee₹999 Min income₹40,000/mo Tap to flip back HSBC Cashback Credit Card HSBC
Annual fee	₹999	₹499	₹999
Min income	₹25,000	₹25,000	₹40,000
Top reward rate	2X points/₹150	5% NeuCoins	10%
Net value (moderate)	-₹739/yr	₹3,529/yr	₹7,941/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	₹499	—

Bajaj Finserv RBL Bank SuperCard details →Tata Neu Plus HDFC Bank Credit Card details →HSBC Cashback Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons