Which card has the lower annual fee?

Standard Chartered Smart Card has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

HSBC Live+ Credit Card leads with an estimated ₹8,940/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HSBC Live+ Credit Card vs Standard Chartered Smart Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HSBC Live+ Credit Card, Standard Chartered Smart Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HSBC Live+ Credit Card ranks first for estimated net annual value — ahead of Standard Chartered Smart Card by about ₹5,209/yr.

Bajaj Finserv RBL Bank SuperCard vs HSBC Live+ Credit Card vs Standard Chartered Smart Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HSBC Live+ Credit Card HSBC	Standard Chartered Smart Card Standard Chartered
Annual fee	₹999	₹999	₹499
Min income (monthly)	₹25,000	₹30,000	₹30,000
Top reward rate	2X points/₹150	10%	2% cashback
Net annual value (moderate spend)	-₹739/yr	₹8,940/yr	₹3,731/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Standard Chartered Smart Card has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: HSBC Live+ Credit Card leads with an estimated ₹8,940/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HSBCGold HSBC Live+ Credit Card •••• •••• •••• 4242 Quick facts HSBC Live+ Credit Card Top reward10% Annual fee₹999 Min income₹30,000/mo Tap to flip back HSBC Live+ Credit Card HSBC	Standard CharteredGold Standard Chartered Smart Card •••• •••• •••• 4242 Quick facts Standard Chartered Smart Card Top reward2% cashback Annual fee₹499 Min income₹30,000/mo Tap to flip back Standard Chartered Smart Card Standard Chartered
Annual fee	₹999	₹999	₹499
Min income	₹25,000	₹30,000	₹30,000
Top reward rate	2X points/₹150	10%	2% cashback
Net value (moderate)	-₹739/yr	₹8,940/yr	₹3,731/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Bajaj Finserv RBL Bank SuperCard details →HSBC Live+ Credit Card details →Standard Chartered Smart Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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