Side-by-side · honest numbers
Bajaj Finserv RBL Bank SuperCard vs IDFC FIRST Millennia Credit Card vs IndusInd Legend Credit Card
Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, IDFC FIRST Millennia Credit Card, IndusInd Legend Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, IDFC FIRST Millennia Credit Card ranks first for estimated net annual value — ahead of IndusInd Legend Credit Card by about ₹3,878/yr.
| Feature | Bajaj Finserv RBL Bank SuperCard RBL Bank | IDFC FIRST Millennia Credit Card IDFC FIRST Bank | IndusInd Legend Credit Card IndusInd Bank |
|---|---|---|---|
| Annual fee | ₹999 | ₹0 | ₹0 |
| Min income (monthly) | ₹25,000 | ₹20,000 | ₹20,000 |
| Top reward rate | 2X points/₹150 | 3% | 1 reward point/₹100 |
| Net annual value (moderate spend) | -₹739/yr | ₹4,712/yr | ₹834/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- IDFC FIRST Millennia Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- IDFC FIRST Millennia Credit Card leads with an estimated ₹4,712/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- IDFC FIRST Millennia Credit Card lists a minimum monthly income of ₹20,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank | IDFC FIRST BankGold IDFC FIRST Millennia Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST Millennia Credit Card Top reward3% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IDFC FIRST Millennia Credit Card IDFC FIRST Bank | IndusInd BankGold IndusInd Legend Credit Card •••• •••• •••• 4242 Quick facts IndusInd Legend Credit Card Top reward1 reward point/₹100 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Legend Credit Card IndusInd Bank |
|---|---|---|---|
| Annual fee | ₹999 | ₹0 | ₹0 |
| Min income | ₹25,000 | ₹20,000 | ₹20,000 |
| Top reward rate | 2X points/₹150 | 3% | 1 reward point/₹100 |
| Net value (moderate) | -₹739/yr | ₹4,712/yr | ₹834/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
More Bajaj Finserv RBL Bank SuperCard comparisons
- Bajaj Finserv RBL Bank SuperCard vs 811 Dream Different Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Altura Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Zenith Credit Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Gold Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Platinum Travel Card
- Bajaj Finserv RBL Bank SuperCard vs Amex Membership Rewards CC
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank ACE Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Atlas Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Flipkart Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Magnus Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank My Zone Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Neo Credit Card