Which card has the lower annual fee?

IDFC FIRST Select Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

IDFC FIRST Select Credit Card leads with an estimated ₹2,070/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs IDFC FIRST Select Credit Card vs Kotak League Platinum

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, IDFC FIRST Select Credit Card, Kotak League Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, IDFC FIRST Select Credit Card ranks first for estimated net annual value — ahead of Kotak League Platinum by about ₹1,480/yr.

Bajaj Finserv RBL Bank SuperCard vs IDFC FIRST Select Credit Card vs Kotak League Platinum comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	IDFC FIRST Select Credit Card IDFC FIRST Bank	Kotak League Platinum Kotak Mahindra Bank
Annual fee	₹999	₹0	₹0
Min income (monthly)	₹25,000	₹30,000	₹25,000
Top reward rate	2X points/₹150	3X reward points	2 RP/₹150
Net annual value (moderate spend)	-₹739/yr	₹2,070/yr	₹590/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: IDFC FIRST Select Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: IDFC FIRST Select Credit Card leads with an estimated ₹2,070/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	IDFC FIRST BankPlatinum IDFC FIRST Select Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST Select Credit Card Top reward3X reward points Annual feeLifetime Free Min income₹30,000/mo Tap to flip back IDFC FIRST Select Credit Card IDFC FIRST Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank
Annual fee	₹999	₹0	₹0
Min income	₹25,000	₹30,000	₹25,000
Top reward rate	2X points/₹150	3X reward points	2 RP/₹150
Net value (moderate)	-₹739/yr	₹2,070/yr	₹590/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Bajaj Finserv RBL Bank SuperCard details →IDFC FIRST Select Credit Card details →Kotak League Platinum details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons