Which card has the lower annual fee?

IndusInd Bank Platinum Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

IndusInd Bank Platinum Credit Card leads with an estimated -₹20/yr net annual value on moderate spend.

Which card has the lower income requirement?

IndusInd Bank Platinum Credit Card lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs IndusInd Bank Platinum Credit Card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, IndusInd Bank Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, IndusInd Bank Platinum Credit Card leads Bajaj Finserv RBL Bank SuperCard by about ₹719/yr in estimated net value.

Bajaj Finserv RBL Bank SuperCard vs IndusInd Bank Platinum Credit Card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	IndusInd Bank Platinum Credit Card IndusInd Bank
Fees & eligibility
Annual fee	₹999	Lifetime free
Fee waiver threshold	No waiver published	Lifetime free
Min income	₹25,000/mo	₹20,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	-₹20/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—
Top reward rate	2X points/₹150	1 reward point/₹150
Primary reward cap	No monthly cap published	No monthly cap published
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent
Bonuses
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: IndusInd Bank Platinum Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: IndusInd Bank Platinum Credit Card leads with an estimated -₹20/yr net annual value on moderate spend.
Which card has the lower income requirement?: IndusInd Bank Platinum Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Card 2

IndusInd Bank Platinum Credit Card

IndusInd Bank

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	IndusInd BankPlatinum IndusInd Bank Platinum Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Platinum Credit Card Top reward1 reward point/₹150 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Bank Platinum Credit Card IndusInd Bank
Fees & eligibility
Annual fee	₹999	Lifetime free
Fee waiver threshold	No waiver published	Lifetime free
Min income	₹25,000/mo	₹20,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	-₹20/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—
Top reward rate	2X points/₹150	1 reward point/₹150
Primary reward cap	No monthly cap published	No monthly cap published
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent
Bonuses
Signup bonus	—	—

Bajaj Finserv RBL Bank SuperCard details →IndusInd Bank Platinum Credit Card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons