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Bajaj Finserv RBL Bank SuperCard vs SBI SimplyCLICK

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, SBI SimplyCLICK — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

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Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Bajaj Finserv RBL Bank SuperCard

RBL Bank

SBI SimplyCLICK

SBI Card

Your adjusted comparison

Feature
Bajaj Finserv RBL Bank SuperCard credit card

Bajaj Finserv RBL Bank SuperCard

RBL Bank

SBI SimplyCLICK credit card

SBI SimplyCLICK

SBI Card

Fees & eligibility
Annual fee₹999₹499
Fee waiver thresholdNo waiver publishedNo waiver published
Min income₹25,000/mo₹20,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹899/yr₹911/yr
Online shopping₹8,000 → 107 pts/mo × ₹0.25/pt = ₹26.67/mo (₹320/yr)₹8,000 → 533 pts/mo × ₹0.25/pt = ₹133.33/mo (₹1,600/yr) · issuer max ₹10,000/mo
Top reward rate2X points/₹15010X points
Primary reward capNo monthly cap published₹10,000 eligible spend/mo
UPI rewardsNot supported (Visa/MC)Earns: 10X Reward Points on dining, movies, department stores & partner spends (eligible channels) · cap Accelerated caps per SBI T&Cs
Key exclusionsEMI interest · Cash advanceEMI · Fuel · Rent · Wallet
Bonuses
Signup bonus—₹500

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

Bajaj Finserv RBL Bank SuperCard details →SBI SimplyCLICK details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI SimplyCLICK leads Bajaj Finserv RBL Bank SuperCard by about ₹1,810/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

Bajaj Finserv RBL Bank SuperCard vs SBI SimplyCLICK comparison table
FeatureBajaj Finserv RBL Bank SuperCard

RBL Bank

SBI SimplyCLICK

SBI Card

Fees & eligibility
Annual fee₹999₹499
Fee waiver thresholdNo waiver publishedNo waiver published
Min income₹25,000/mo₹20,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)-₹899/yr₹911/yr
Online shopping₹8,000 → 107 pts/mo × ₹0.25/pt = ₹26.67/mo (₹320/yr)₹8,000 → 533 pts/mo × ₹0.25/pt = ₹133.33/mo (₹1,600/yr) · issuer max ₹10,000/mo
Top reward rate2X points/₹15010X points
Primary reward capNo monthly cap published₹10,000 eligible spend/mo
UPI rewardsNot supported (Visa/MC)Earns: 10X Reward Points on dining, movies, department stores & partner spends (eligible channels) · cap Accelerated caps per SBI T&Cs
Key exclusionsEMI interest · Cash advanceEMI · Fuel · Rent · Wallet
Bonuses
Signup bonus—₹500

Frequently asked questions

Which card has the lower annual fee?
SBI SimplyCLICK has the lowest annual fee at ₹499.
Which card earns more on moderate spend?
SBI SimplyCLICK leads with an estimated ₹911/yr net annual value on moderate spend.
Which card has the lower income requirement?
SBI SimplyCLICK lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

More Bajaj Finserv RBL Bank SuperCard comparisons