Side-by-side · honest numbers
HDFC Bank Infinia Credit Card vs HDFC Millennia Credit Card vs ICICI Coral Credit Card
Honest side-by-side comparison of HDFC Bank Infinia Credit Card, HDFC Millennia Credit Card, ICICI Coral Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, HDFC Millennia Credit Card ranks first for estimated net annual value — ahead of ICICI Coral Credit Card by about ₹8,740/yr.
| Feature | HDFC Bank Infinia Credit Card HDFC Bank | HDFC Millennia Credit Card HDFC Bank | ICICI Coral Credit Card ICICI Bank |
|---|---|---|---|
| Annual fee | ₹12,500 | ₹1,000 | ₹500 |
| Min income (monthly) | ₹1,00,000 | ₹35,000 | ₹30,000 |
| Top reward rate | 5 RP/₹150 | 5% | 2 RP/₹100 |
| Net annual value (moderate spend) | -₹2,641/yr | ₹8,830/yr | ₹90/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | ₹1,000 | — |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Coral Credit Card has the lowest annual fee at ₹500.
- Which card earns more on moderate spend?
- HDFC Millennia Credit Card leads with an estimated ₹8,830/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- ICICI Coral Credit Card lists a minimum monthly income of ₹30,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | HDFC BankMetal HDFC Bank Infinia Credit Card •••• •••• •••• 4242 Quick facts HDFC Bank Infinia Credit Card Top reward5 RP/₹150 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back HDFC Bank Infinia Credit Card HDFC Bank | HDFC BankGold HDFC Millennia Credit Card •••• •••• •••• 4242 Quick facts HDFC Millennia Credit Card Top reward5% Annual fee₹1,000 Min income₹35,000/mo Tap to flip back HDFC Millennia Credit Card HDFC Bank | ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank |
|---|---|---|---|
| Annual fee | ₹12,500 | ₹1,000 | ₹500 |
| Min income | ₹1,00,000 | ₹35,000 | ₹30,000 |
| Top reward rate | 5 RP/₹150 | 5% | 2 RP/₹100 |
| Net value (moderate) | -₹2,641/yr | ₹8,830/yr | ₹90/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | ₹1,000 | — |
More HDFC Bank Infinia Credit Card comparisons
- HDFC Bank Infinia Credit Card vs 811 Dream Different Credit Card
- HDFC Bank Infinia Credit Card vs AU Altura Credit Card
- HDFC Bank Infinia Credit Card vs AU Zenith Credit Card
- HDFC Bank Infinia Credit Card vs American Express Gold Card
- HDFC Bank Infinia Credit Card vs American Express Platinum Travel Card
- HDFC Bank Infinia Credit Card vs Amex Membership Rewards CC
- HDFC Bank Infinia Credit Card vs Axis Bank ACE Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Atlas Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Flipkart Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Magnus Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank My Zone Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Neo Credit Card