Side-by-side · honest numbers
HDFC Bank Infinia Credit Card vs ICICI Platinum Chip vs RBL Bank ShopRite
Honest side-by-side comparison of HDFC Bank Infinia Credit Card, ICICI Platinum Chip, RBL Bank ShopRite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, RBL Bank ShopRite ranks first for estimated net annual value — ahead of ICICI Platinum Chip by about ₹602/yr.
| Feature | HDFC Bank Infinia Credit Card HDFC Bank | ICICI Platinum Chip ICICI Bank | RBL Bank ShopRite RBL Bank |
|---|---|---|---|
| Annual fee | ₹12,500 | ₹0 | ₹0 |
| Min income (monthly) | ₹1,00,000 | ₹18,000 | ₹15,000 |
| Top reward rate | 5 RP/₹150 | 1 RP/₹150 | 5% on first ₹1,000/mo |
| Net annual value (moderate spend) | -₹2,641/yr | -₹142/yr | ₹460/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Platinum Chip has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- RBL Bank ShopRite leads with an estimated ₹460/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | HDFC BankMetal HDFC Bank Infinia Credit Card •••• •••• •••• 4242 Quick facts HDFC Bank Infinia Credit Card Top reward5 RP/₹150 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back HDFC Bank Infinia Credit Card HDFC Bank | ICICI BankClassic ICICI Platinum Chip •••• •••• •••• 4242 Quick facts ICICI Platinum Chip Top reward1 RP/₹150 Annual feeLifetime Free Min income₹18,000/mo Tap to flip back ICICI Platinum Chip ICICI Bank | RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank |
|---|---|---|---|
| Annual fee | ₹12,500 | ₹0 | ₹0 |
| Min income | ₹1,00,000 | ₹18,000 | ₹15,000 |
| Top reward rate | 5 RP/₹150 | 1 RP/₹150 | 5% on first ₹1,000/mo |
| Net value (moderate) | -₹2,641/yr | -₹142/yr | ₹460/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
More HDFC Bank Infinia Credit Card comparisons
- HDFC Bank Infinia Credit Card vs 811 Dream Different Credit Card
- HDFC Bank Infinia Credit Card vs AU Altura Credit Card
- HDFC Bank Infinia Credit Card vs AU Zenith Credit Card
- HDFC Bank Infinia Credit Card vs American Express Gold Card
- HDFC Bank Infinia Credit Card vs American Express Platinum Travel Card
- HDFC Bank Infinia Credit Card vs Amex Membership Rewards CC
- HDFC Bank Infinia Credit Card vs Axis Bank ACE Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Atlas Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Flipkart Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Magnus Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank My Zone Credit Card
- HDFC Bank Infinia Credit Card vs Axis Bank Neo Credit Card