Which card has the lower annual fee?

slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

Swiggy HDFC Bank Credit Card leads with an estimated ₹12,150/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Swiggy HDFC Bank Credit Card vs slice credit card

Honest side-by-side comparison of Swiggy HDFC Bank Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Swiggy HDFC Bank Credit Card leads slice credit card by about ₹8,640/yr in estimated net value.

Swiggy HDFC Bank Credit Card vs slice credit card comparison table
Feature	Swiggy HDFC Bank Credit Card HDFC Bank	slice credit card Slice
Fees & eligibility
Annual fee	₹500	Lifetime free
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹12,150/yr	₹3,510/yr
Online shopping	5% cashback → ₹500/mo (₹6,000/yr)	—
Dining & delivery	10% cashback → ₹400/mo (₹4,800/yr)	—
Top reward rate	10%	Up to 1% cashback
Primary reward cap	₹1,500 rewards/mo cap	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet loads	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: Swiggy HDFC Bank Credit Card leads with an estimated ₹12,150/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Swiggy HDFC Bank Credit Card

HDFC Bank

Card 2

slice credit card

Slice

Your adjusted comparison

Feature	HDFC BankGold Swiggy HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Swiggy HDFC Bank Credit Card Top reward10% Annual fee₹500 Min income₹25,000/mo Tap to flip back Swiggy HDFC Bank Credit Card HDFC Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	₹500	Lifetime free
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹12,150/yr	₹3,510/yr
Online shopping	5% cashback → ₹500/mo (₹6,000/yr)	—
Dining & delivery	10% cashback → ₹400/mo (₹4,800/yr)	—
Top reward rate	10%	Up to 1% cashback
Primary reward cap	₹1,500 rewards/mo cap	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet loads	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—

Swiggy HDFC Bank Credit Card details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Swiggy HDFC Bank Credit Card comparisons