CardHungry

Side-by-side · honest numbers

Tata Neu Plus HDFC Bank Credit Card vs slice credit card

Honest side-by-side comparison of Tata Neu Plus HDFC Bank Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Tata Neu Plus HDFC Bank Credit Card

HDFC Bank

slice credit card

Slice

Your adjusted comparison

Feature
Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card

HDFC Bank

slice credit card

slice credit card

Slice

Fees & eligibility
Annual fee₹499Lifetime free
Fee waiver thresholdWaived at ₹1,00,000/yr spendLifetime free
Min income₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹2,700/yr₹3,240/yr
Online shopping₹2,000 × 5% = ₹100/mo (₹1,200/yr) · cap reached—
Top reward rate5% NeuCoinsUp to 1% cashback
Primary reward cap₹2,000 eligible spend/mo₹500 rewards/mo cap
Perks & restrictions
Lounge access4 domestic airport lounge visits per year (1/quarter) · Lounge voucher unlocked on ₹50,000 spend per calendar quarterNone
UPI rewardsEarns: 5% NeuCoins on Tata brands; 1% on other eligible spends (UPI & card) · cap NeuCoins caps per Tata Neu / HDFC T&CsEarns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus₹499—

Stack mode (hold both)

Cap-aware split: ~₹3,990/yr combined NAV (₹750 vs best solo). Both annual fees apply.

Tata Neu Plus HDFC Bank Credit Card details →slice credit card details →

Share this comparison

https://cardhungry.com/in/en/compare/hdfc-tata-neu-plus-vs-slice-credit-card

Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card leads Tata Neu Plus HDFC Bank Credit Card by about ₹540/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

Tata Neu Plus HDFC Bank Credit Card vs slice credit card comparison table
FeatureTata Neu Plus HDFC Bank Credit Card

HDFC Bank

slice credit card

Slice

Fees & eligibility
Annual fee₹499Lifetime free
Fee waiver thresholdWaived at ₹1,00,000/yr spendLifetime free
Min income₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹2,700/yr₹3,240/yr
Online shopping₹2,000 × 5% = ₹100/mo (₹1,200/yr) · cap reached—
Top reward rate5% NeuCoinsUp to 1% cashback
Primary reward cap₹2,000 eligible spend/mo₹500 rewards/mo cap
Perks & restrictions
Lounge access4 domestic airport lounge visits per year (1/quarter) · Lounge voucher unlocked on ₹50,000 spend per calendar quarterNone
UPI rewardsEarns: 5% NeuCoins on Tata brands; 1% on other eligible spends (UPI & card) · cap NeuCoins caps per Tata Neu / HDFC T&CsEarns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus₹499—

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
slice credit card leads with an estimated ₹3,240/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

More Tata Neu Plus HDFC Bank Credit Card comparisons