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HSBC Live+ Credit Card vs slice credit card vs YES Bank Marquee Credit Card

Honest side-by-side comparison of HSBC Live+ Credit Card, slice credit card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HSBC Live+ Credit Card ranks first for estimated net annual value — ahead of slice credit card by about ₹5,430/yr.

HSBC Live+ Credit Card vs slice credit card vs YES Bank Marquee Credit Card comparison table
FeatureHSBC Live+ Credit Card

HSBC

slice credit card

Slice

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹999Lifetime free₹999
Fee waiver thresholdWaived at ₹2,00,000/yr spendLifetime freeNo waiver published
Min income₹30,000/mo₹15,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹8,940/yr₹3,510/yr-₹29/yr
Dining & delivery10% cashback → ₹400/mo (₹4,800/yr)
Travel4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate10%Up to 1% cashback4 RP/₹150
Primary reward cap₹1,000 rewards/mo cap₹500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessNoneNoneDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceRent · Wallet loads · EMIEMI · Fuel · Rent
Bonuses
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
HSBC Live+ Credit Card leads with an estimated ₹8,940/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

HSBC Live+ Credit Card

HSBC

slice credit card

Slice

YES Bank Marquee Credit Card

YES Bank

Your adjusted comparison

Feature
HSBCGold

HSBC Live+ Credit Card

•••• •••• •••• 4242

Quick facts

HSBC Live+ Credit Card

Top reward10%
Annual fee₹999
Min income₹30,000/mo

Tap to flip back

HSBC Live+ Credit Card

HSBC

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

YES BankPlatinum

YES Bank Marquee Credit Card

•••• •••• •••• 4242

Quick facts

YES Bank Marquee Credit Card

Top reward4 RP/₹150
Annual fee₹999
Min income₹40,000/mo

Tap to flip back

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹999Lifetime free₹999
Fee waiver thresholdWaived at ₹2,00,000/yr spendLifetime freeNo waiver published
Min income₹30,000/mo₹15,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹8,940/yr₹3,510/yr-₹29/yr
Dining & delivery10% cashback → ₹400/mo (₹4,800/yr)
Travel4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate10%Up to 1% cashback4 RP/₹150
Primary reward cap₹1,000 rewards/mo cap₹500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessNoneNoneDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceRent · Wallet loads · EMIEMI · Fuel · Rent
Bonuses
Signup bonus

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